Honestly, these are the wrong questions. To know how to end a Common App essay, you have to know how to begin it. To begin it, you also must know how to carry it through the middle. In short, there’s no part that’s more important than any other. They’re all linked together.  

A person who leaves a lasting impression with an admissions official will understand all of this.

The Structure

Let’s talk about essay structure, but not academic essay structure. Let’s talk about college application essay structure.  

You probably already feel comfortable with writing an academic essay. Our schools do a good job of burning that structure into the minds of middle- and high school students all over the nation. You know the drill, but let’s review it: Start with introduction (always end with the thesis!), go to body paragraph 1, then body paragraph 2, then body paragraph 3, and finally the conclusion (always provide a restated thesis). You might even have been taught to preview your points in the introduction, and then review your points in the conclusion as well. That’s a mistake, but let’s skip over that for now. 

Well, the college application essay isn’t an academic essay, not like that. It isn’t even referred to as an essay. The Common Application calls it “the personal statement”. The University of California calls theirs “personal insight questions”. 

What does that mean for you? Don’t fall into mental routines that your teachers have built inside your head. Academic essay structure has almost no relationship to college application writing. This is hard for some of us to accept. 

Yes, there is some overlap between academic writing and college application writing. One, you should use claim and evidence in both. This means that if you make a general statement, you should follow it up with concrete evidence. Two, you should strive for as much specificity as possible. Writing the villain kicked the dog is general; writing the villainous stepfather stupidly kicked the angry pit bull is specific. And three, the so-called “cycle of evidence” remains the same for both types of writing: 1) set up the evidence, 2) provide the evidence, then 3) analyze the evidence. That’s so important that it bears repeating: you should always provide original, incisive analysis following your evidence.

But in most other ways, the personal statement (or personal insight questions) are exactly that: personal. You have to provide some stories about your life, and stories aren’t academic. If it feels like a journal, well, that’s because it is—a very insightful, smart, well-written journal. 

The structure of the personal statement is flexible. Below you will find one structure that you can rely upon, no matter what topic you select. It’s not mandatory, but many high school students have relied upon it. 

• Paragraph 1: Begin with an anecdote from your life, a moment of conflict. Write it using sensory description. 
• Paragraph 2: Go backwards in time, into the background. Describe your experience in this topic, maybe including your childhood. Talk about how you ultimately arrived at that moment of conflict.
• Paragraph 3: Explain how you resolved the moment of conflict, and what sort of tools (emotional, intellectual, physical) you developed to do that. 
• Paragraph 4: Story time is over. This is the place to show off your intelligence. Analyze your experience, relate it to other experiences via analogies, ask rhetorical questions. Be sure to give them the best of your brain. 
• Paragraph 5: The future. Discuss what you’ve learned from your experience in this topic, and how it’s going to influence you at university, in your career, and beyond. 

Remember that admissions officials read these personal statements by the truckload every night. Yours is, for better or worse, being compared with every other personal statement in the stack. If you follow this structure, you will leave a lasting impression with your statement.

What you can do to get better at writing college admissions personal statements

The best thing you can do is to read other people’s personal statements. There are many books and websites full of sample essays. Read the good, read the bad, read the in-between. Read them with friends. Read at least twenty. Ask yourself where they succeeded and where they failed. Ask yourself why. 

Another thing you can do is to write multiple versions of the same personal statement. Approach it from different perspectives, using different tones and different outlines. If you’re a perfectionist, this exercise will be especially helpful. It’ll teach you that perfection is impossible in the world of writing. It’ll also teach you the importance of the idea that the perfect is the enemy of the good. (Better to be on the side of the good.)

To improve the versatility of your writing skills, try doing a few exercises looking at the same topic from different modes, or points of view. 

Let’s pick a silly topic. Say you want to persuade the reader not to buy a hippopotamus. (It’s not that silly: they’re angry, aggressive creatures.) You could challenge yourself to write about the topic in several ways: 

• Compare and Contrast. Pit a hippopotamus against a parrakeet. 
• Process Analysis. Lead us through the laborious process of taking care of a hippopotamus.
• Poetic. Wax lyrical about the semiaquatic mammal’s horrid nature. 
• Argumentative. Write a classic persuasive essay, with claim and evidence, why we should steer clear of them.
• Informative. Select facts that illustrate their nasty nature, but don’t comment or analyze. 

You get the picture. A mature writer should be able to mine his or her own experience, then shape it to whatever is needed. 

One thing you shouldn’t do is rely upon artificial intelligence. AI tools are good at producing slick sentences, but they’re bad at presenting details, transmitting emotion, or analyzing experience. Its output text lacks personality, which makes sense, since AI doesn’t have a personality (for now). Besides, why would you want to hand over control of the most important essay you’ll probably ever write to somebody or something else? Keep that power for yourself.

Editing

First drafts should be expansive and fun. They should also contain more words than needed.

Let that sink in. Always write more than you need; this allows you the wiggle room to edit unneeded words out of the essay. Sometimes applicants know the Common Application word count limit is 650 words, and then panic when their first draft goes to 700 words. In reality, that’s not enough: write 800 words, at the very least, for the first draft. 

When editing down, there are two types of edits: structural and line-by-line. Do the structural edits first. Sit with an experienced editor and decide if every part of the personal statement has meaning to the whole outcome. Be ruthless; if it’s off topic, cut it. 

After that, if you still need to reduce, do a line-by-line edit. This is a fine art that can be learned. Read the following first draft:

“Yes, of course I know how,” is what I said to my research mentor when he asked me if I knew how to optimize the XRD. The truth was, I did not know how to optimize the XRD, and so I went back to my computer 2 minutes later and went through 3 youtube videos and a catalogue of how to optimize an XRD, simply because I did not want him to think less of me. 

That’s 76 words. Here’s an edited second draft:

I looked my research mentor in the eye and lied, saying that I absolutely knew how to optimize the XRD. I was afraid to disappoint him, and YouTube is the world’s secret teacher anyways. 

That’s only 34 words. It contains the same ideas, delivered in less than half the words. You can learn to do this too. How?

• Replace dependent clauses with phrases or single adjectives
• Use a single well-chosen and sophisticated verb instead of ten less precise words
• Reduce the repetition: optimize the XRD is used three times in the first draft, but only once in the second draft

Some people can do this alone; others need some editorial help. 

Finally, we come back to the first question—how do you end your personal statement with a bang? There are many choices. You could end with a general statement of positivity about the future. You could end by repeating the lesson you’ve learned from your experience, and how you want to carry it into the future. Or you could end the way that this blog has ended—by returning to the first idea you stated, and finally answering the question that it poses. 

Whichever way you choose, remember that your personal statement is probably the most important piece of writing you will do in high school—so take care that it is the best it can possibly be!

If you’re interested in personalized assistance to make your essay shine, please check out out our College Essay Help service.

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The above tips and recommendations are broad strokes on College Prep. If you have further questions, feel free to contact us for a personal consultation. We look forward to helping you.

About MathTowne

MathTowne is a locally-based tutoring resource. We are here to support students through the key phases of their academic journey: middle school, the transition to high school, all four years of high school, and college preparation. Our staff has years of experience in creating personalized lesson plans for all of our students.

High school seniors often feel that the college application process is out of their hands. 

You know how it goes. You’ve been told where to apply, when to apply, and what to put down in the data. Your AP scores are already set. The SAT or ACT is over, if you took them at all. Your extracurriculars have already been completed over a period of years, and it’s too late to start new ones. And your home address probably isn’t going to change either.

At this point in the application process, the only thing that the college applicant can control is the college application essays. This is the reason that many applicants obsess over essay review.

Key Focus of UC Admissions: What Holds the Most Weight?

People have always obsessed over the essays. It’s true that when college admissions were driven by quantitative scores on exams and GPA – which is how admissions at the University of California were conducted for many years, before the global pandemic – essays seemed less important by comparison. But the University of California has been leading the way into the test-blind area of admissions. It doesn’t require letters of recommendation either, so for the UC system and other universities like it, there are very few metrics left to use in making their decisions.

Today, the UC system essentially looks at three things:

1) GPA

2) Extracurricular activities

3) The application essays

How to write the UC application essays

Students often want to know how to end a college application essay. To know how to end a college essay, you must know how to begin it. And you can’t use any of the things you’ve learned in high school about introductions to academic essays, because a personal statement is not an academic essay. A personal statement is part story, part journal. Also, it has to be the smartest thing you’ve ever written, but not in an academic smarty-pants way. It has to be emotionally smart. It’s really important to remember not to present to the application committees the glossy promotional pamphlet version of yourself. Instead, you must present to them an aspect of yourself that is true, that is a little bit vulnerable. It should be something they would not know by reading all the other parts of your application.

In other words, emphasize soft qualities over hard accomplishments. 

This can take many forms. You can present yourself as someone who had to overcome serious obstacles in life. This is not recommended unless you are a person who has actually had to overcome serious obstacles in life. Physical problems, illnesses, severe struggles at home, parents causing problems, constant moving—all of these are real obstacles that some students have to handle.

(Side note: Rates of mental health issues have been climbing for years, particularly among adolescents in the developed world. If this describes you, you can discuss this in your personal statement, but only in a way that shows that you have learned something about yourself in the attempt to handle this mental health issue.)

Sharing Your Story: Qualities To Show

Overall, a memorable essay will display many good characteristics. Qualities to show in a college essay include conscientiousness and openness. It’s well known that conscientious people—those who pay close attention to detail, and who fulfill responsibility—succeed in college more than less conscientious ones. They also tend to succeed in careers. They also enjoy better health. Basically, they just care more about everything in life. At the same time, colleges also look for applicants who are high on openness, since it’s important to be open-minded in order to learn new ideas, skills, and processes in a university setting. 

College essays about family and college essays about personal growth often reveal things about the applicant that other parts of the application cannot. If your family is unique in some way, either emotionally or mentally, feel free to write about that. You don’t necessarily have to show it to your parents. If you have undergone a period of intense personal transition—such as moving to another country for a few years—then it’s a good idea to write about that. Not many people in high school can claim that honor.

Whatever you choose, play to your strengths. If you’re funny, feel free to use humor. If you’re a process-driven person, analyze the inner workings of something in close detail. If you speak or think in poetic phrases that make people go silent, then use that style. Do whatever you do best. That’s good advice in life too.

What do colleges look for in essays?

There’s no easy answer to that question except authenticity. The applicant needs to write something revealing, somewhat original (it doesn’t have to be totally new), and coherent with the rest of the application. In other words, it should connect in theme with the rest of your application. It won’t do you any good if you’re applying for computer science programs to write about your deep desire to become a Broadway musical theater star.

There are many types of overused college essay topics. One is describing volunteer trips to developing countries. If your message is until I went to [xxx] I didn’t realize there were poor people in this world omg!, you should definitely pick a different topic. Another overused essay topic is sexuality. In recent years, LGBTQ students have been very vocal and open about telling the story of coming to terms with their sexuality. Plus, university campuses have become very accepting places for such students. All this means that it’s become trite and nearly useless to write about sexuality (with some exceptions).

Can You Use the Same Essay for Multiple Colleges?

Sometimes students have another question: Can you use the same essay for multiple colleges? The answer is yes, you can submit the same essay to different colleges. The personal statement on the Common Application is delivered to all the colleges that you apply to using Common App. It’s very convenient! However, most of the colleges also demand that you answer additional smaller supplemental essays. These prompts can range from statements about diversity, to the dreaded “why do you want to come to [X University]?” question. 

How to answer the diversity question

For the diversity question, remember that 9 out of 10 applicants are going to default to a boilerplate answer about race. That’s a cliche. There are many more forms of diversity on this planet. Try psychological diversity as a better response: learn about the differences between divergent and convergent thinking or look up the Big 5 personality traits for some ideas. 

How to answer the “why this school” question

For the “why this school” question, you will definitely have to do some research. Search the news and events tab on the university website, or check out the hyperlinked references on the university’s Wikipedia entry. See, the thing is, the university wants to know that you’ve selected it for specific reasons. 

How to prove that? Follow these DON’Ts: 

• Don’t repeat the school motto. 
• Don’t discuss how pretty the campus is. 
• Don’t gush about how much you’ve always wanted to live in [name of city]. 
• Don’t mention its US News and World Report ranking (or any other ranking). 

Instead, research the university for specific qualities that attract you. So what should you write about in your response? Try these DOs: 

• DO write about specific professors in your field, or specific courses in your major 
• DO mention famous alumni who could serve as your future role models
• DO refer to investments that the school has made in its campus, buildings, or programs 
• DO provide demographic data that impressed you
• DO describe specific clubs that you want to join
• DO mention other unusual extracurricular activities or events that pique your interest

Sometimes students try to write a perfect first draft of the personal statement, one that hits 650 words immediately. This is a fool’s errand. Nobody writes a perfect first draft of anything, ever. A better strategy is to write 800 to 900 words, allowing yourself to be free, and not worrying about making it pretty. Include all the ideas you have about the topic, all the anecdotes, all the insights. Go too far: you can always cut, reduce, and reorder on the second draft.  

Capturing your own unique voice is more important than anything else. To that end, feel free to use a dictation tool. There’s one on both Google Docs and Microsoft Word. Speaking in your own natural voice helps some people, especially those who don’t like typing. 

Conclusion

Congratulations! You’ve now equipped yourself with insights and techniques to start creating a stellar college essay that leaves a lasting impression. Remember, the journey to a perfect essay is about embracing your uniqueness and conveying your story with authenticity.

At MathTowne, we understand the significance of this task. Our team of experienced writers is dedicated to helping you craft an essay that reflects your individuality while meeting the highest academic standards. We specialize in personalized essay writing services that ensure your voice shines through every word.

Ready to Take the Next Step?

If you’re looking to elevate your college application with an essay that captures the essence of who you are, our services are here to support you. Let us bring your story to life and present you in the best possible light to your dream institutions.

Visit our College Essay Help service to learn more about how we can assist you.

SEE ALSO: Do Colleges Look For Well-Rounded Students?

Need more personalized recommendations?

The above tips and recommendations are broad strokes on College Prep. If you have further questions, feel free to contact us for a personal consultation. We look forward to helping you.

About MathTowne

MathTowne is a locally-based tutoring resource. We are here to support students through the key phases of their academic journey: middle school, the transition to high school, all four years of high school, and college preparation. Our staff has years of experience in creating personalized lesson plans for all of our students.

In recent years, there has been a shift in the college admissions process away from the traditional notion of the ideal “well rounded student.” Rather than seeking students involved in countless activities, colleges now value applicants who can effectively communicate their passions, goals, and values. Being truly well-rounded means discovering and pursuing one’s passions, rather than trying to be involved in everything.

Now, admissions officers are more interested in college applicants who actively engage in subjects they truly enjoy and demonstrate a consistent upward trajectory of excellence in those areas. Rather than accumulating an extensive list of activities for the sake of appearance; students should ideally master a select few interests. This way, colleges can enroll a diverse class of students with unique interests, talents, and areas of expertise.

As such, it is crucial for students to focus on discovering their passions and investing time and effort in cultivating expertise in those areas. Students who demonstrate a genuine dedication and achievement in a specific field stand out in the competitive college admissions process and contribute to the creation of a dynamic and accomplished student body.

Extracurricular Activities: Quality Over Quantity

While being involved in a range of extracurricular activities can seem impressive, colleges are actually more interested in the quality of your involvement than the quantity. Admissions officers want to see that you have a real interest and passion for the activities you participate in, and that you have made meaningful contributions to those activities over time.

Niche.com recommends that students choose 3-4 activities that truly interest them and take on leadership roles or other meaningful roles to contribute, if possible. This demonstrates your dedication and commitment and can show colleges that you have what it takes to thrive in their academic community.

Community Involvement: Volunteering and Civic Engagement

Community involvement can take many forms, from volunteering at a local nonprofit to participating in political activism. It’s best if you have a genuine interest in the issues and causes you take part in.

Similar to personal activities, the key is to focus on quality over quantity when it comes to community involvement. Choose opportunities that align with your values and interests and that allow you to make a tangible impact rather than simply checking off a list of volunteer activities. This could mean volunteering regularly at a local organization, taking on a leadership role in a community service project, or organizing your own volunteer initiative.

Leadership Experience: How to Stand Out as a Leader

Leadership experience can be valuable in any context, but it is especially important in the admissions process. If you have the opportunity to take on a leadership role in one of your extracurricular activities, it can be a great way to stand out. Common examples of leadership roles include team captain, club officer, or project leader, but leadership experience can also be demonstrated in other ways, such as through entrepreneurial ventures, community service projects, or personal initiatives.

When highlighting your leadership experience on your college application, it’s important to focus on the impact you made in that role. What did you accomplish? How did you inspire and motivate others? What did you learn from the experience? By demonstrating your leadership skills and the impact you have made, you can show colleges that you have the potential to be a leader on their campus as well.

Work Experience: Paid or Unpaid

Whether it’s paid or unpaid, work experience can show admissions officers that you have developed skills and gained experiences outside of the classroom, and that you are capable of balancing schoolwork with other responsibilities.

When highlighting your work experience on your college application, it’s important to focus on the skills and experiences you gained from those jobs. What did you learn? How did you grow as a result of your work? Whether you worked part-time at a local business or completed an internship in your field of interest, emphasizing the skills you developed and the impact you made can help you stand out as an applicant.

Passion Projects: Pursuing Personal Interests and Hobbies

Pursuing personal interests and hobbies can demonstrate your creativity, curiosity, and dedication. Whether you’re an aspiring artist, musician, or entrepreneur, colleges want to see that you have a passion for something outside of your academic coursework.

When highlighting your passion projects on your college application, show how those projects have helped you grow and develop as a person. What have you learned? How have you challenged yourself? If you’ve started your own business, launched a creative project, or pursued a unique hobby, emphasizing the impact those experiences have had on you can set you apart as an applicant.

The Scout Guide interviewed college counselors at various private schools to see what they had to say about the idea of the “well-rounded” college applicant. Jessica Browning from the Carolina Day School in Asheville, North Carolina states:

“Bottom line: there is no perfect formula for a student to follow when presenting themselves to a college in an application. The most important thing a college admissions officer wants to see when they read an application is the ‘essence’ of who the student is, and they hope to see this through the essays, activities list, recommendations, transcript, and (sometimes) a personal interview. An applicant taking the time to explore their interests and actively engage in their own journey could have just as compelling an application as one who has established themselves a standout philanthropist.”

Beyond the College Application Process

Extracurriculars are important beyond trying to appear “well-rounded” or “specialized” on college applications. Growing up is all about finding your own interests, and extracurriculars are the perfect way to do that. Many students feel lost in high school, so expecting them to know exactly what their passions and interests are from the get-go is an impossible demand. Through trying out different types of clubs and activities (both in school and out in the community), students can find new interests and things they wish to explore. This can also help them figure out what to study, as well as which clubs and activities to join, when they get to college.

Embracing Your Individuality in the Admissions Process

On the surface, colleges are looking for applicants who show academic excellence and have the motivation to make the most of the college experience. Curriculum and college prep courses, as well as high standardized test scores, are all important factors for admission. But evidence of extracurricular activities, volunteer work, and leadership roles that demonstrate commitment, responsibility, creativity, critical thinking skills, resilience, and character are also considered. Colleges want to see a student’s passion for learning and enthusiasm for the college experience.

More than that though, colleges are looking for students who have honed in on the things they are passionate about and have become highly accomplished in those areas. At the end of the day, the most important thing you can do as a college applicant is to be true to yourself and show that you are a unique and multifaceted individual with your own interests, abilities, and perspectives.

Rather than trying to fit into a narrow mold of what you think colleges are looking for, focus on highlighting your own individuality. Top schools would rather have a student who is exceptional at a few activities than a lot of students who are only average at a wide variety.

SEE ALSO: What to Include in Your College Application: A Complete Guide

Sources

Well-Rounded Students Actually Aren’t What Colleges are Looking For | Niche.com

What It Really Means to Be a “Well-Rounded” College Applicant | TheScoutGuide

Colleges and Employers Seek Well-Rounded Applicants, Not Just Busy Ones | CareerVision 

Do Colleges Want Well-Rounded Students? | CollegeVine

Need more personalized recommendations?

The above tips and recommendations are broad strokes on College Prep. If you have further questions, feel free to contact us for a personal consultation. We look forward to helping you.

About MathTowne

MathTowne is a locally-based tutoring resource. We are here to support students through the key phases of their academic journey: middle school, the transition to high school, all four years of high school, and college preparation. Our staff has years of experience in creating personalized lesson plans for all of our students.

This article will explain the difference between weighted and unweighted GPA, their significance, and which one is right for your child. Understanding the importance of GPA is crucial for high school students, especially those who plan to go to college, as it is a critical factor in the college application process.

So, let’s dive in and explore the world of weighted and unweighted GPAs.

What is GPA?

As a parent of a high school student, you have probably heard of the term GPA, which stands for Grade Point Average. Your child’s GPA is the average of the grades received from all classes. A semester GPA is the average of the grades received in a given semester, while the cumulative GPA is the total average of grades throughout all of high school.

GPAs convert letter grades into a number using a conversion scale. It is an essential factor in college admissions, scholarships, and even some job applications.

Importance of GPA

It is vital to understand the difference between weighted and unweighted GPA, how it is calculated, and how it impacts your child’s academic future. In this blog post, we will explore the significance of GPA and help you navigate the complexities of calculating it.

Before we dive into the nitty-gritty of calculating GPA, it’s important to understand the difference between weighted and unweighted GPA and how it can impact your child’s academic future.

Unweighted GPA

Unweighted GPA is the basic calculation of a student’s average grade without any adjustments for the difficulty level of the classes taken. Essentially, it is the average of all the grades received by the student in every class, regardless of whether it was a challenging course or not. Unweighted GPAs have a scale from 0 to 4.0 that provides an overview of the student’s academic performance. It is a crucial factor in college admissions and sets the foundation for the student’s future academic pursuits.

How Unweighted GPA Is Calculated.

Unweighted GPA:

• A= 4.0
• B=3.0
• C=2.0
• D=1.0
• F=0.0

The formula to find your child’s unweighted GPA is simple. Add up all the grades received by your child in every class and divide it by the total number of classes taken. For example, if your child has taken five classes, and received an A in all of them, their unweighted GPA would be 4.0. However, if they received a B in one class, their unweighted GPA would be 3.8. Unweighted GPA only factors in the grade received and the number of classes taken, regardless of the difficulty level of the course. It provides a simple overview of your child’s academic performance and is a critical factor in college admissions.

Pros of Unweighted GPA

• Provides a simple overview of academic performance without considering course difficulty.
• Calculates easily by adding up grades and dividing by number of classes.
• Serves as a foundation for future academic pursuits.
• A crucial factor in college admissions.

Cons of Unweighted GPA

• Less accurate representation of student performance that does not take into account the difficulty level of the courses taken
• Can disadvantage students who take advanced or honors courses
• May not reflect a student’s true potential
• May not accurately represent a student’s strengths in a particular subject, as all classes are given equal weight in the calculation

Weighted GPA

Weighted GPA has a scale from 0 to 5.0 which takes into account the difficulty level of the courses taken by the student. It is calculated by assigning a higher numerical value to grades received in advanced or honors courses, which are considered more challenging than regular courses.

Weighted GPA provides a more comprehensive view of a student’s performance academically by factoring in the rigor of the courses taken. It is especially important for college admissions as it shows a student’s ability to handle challenging coursework and can set them apart from other applicants.

How Weighted GPA Is Calculated

Weighted GPA (Honors)

Weighted GPA (AP)

• A= 5.0
• B= 4.0
• C= 3.0
• D= 2.0
• F= 0.0

Weighted GPA takes into account the level of difficulty of the courses taken by a student. It assigns a higher numerical value to grades received in advanced or honors courses, which are considered more challenging than regular courses. For instance, an A in an honors course would be given a higher value than an A in a regular course. Similarly, an A in an AP course would be given the highest value. Do note that weighted or unweighted, an F grade is on a 0 scale regardless of the class level.

The weighted GPA is then calculated by adding up the weighted grade for each class and dividing it by the total number of classes taken. Weighted GPA provides a more comprehensive view of a student’s academic performance by factoring in the rigor of the courses taken. It is especially important for college admissions as it shows a student’s ability to handle challenging coursework and can set them apart from other applicants.

Pros of Weighted GPA

• Provides a more comprehensive view of a student’s academic performance by factoring in the rigor of the courses taken.
• Can set a student apart from other applicants in college admissions by showing their ability to handle challenging coursework.
• Gives credit to students for taking advanced or honors courses and succeeding in them.
• Accurately reflects a student’s true potential by taking into account the difficulty level of the courses taken.

Cons of Weighted GPA

• Weighted GPA can give an advantage to students who have access to advanced or honors courses, which may not be available to all students.
• Some schools may not offer a consistent weighting system, which could lead to discrepancies in how GPAs are calculated across different schools.
• Weighted GPA may discourage students from taking courses that they are interested in but do not have a higher weight, as it may lower their overall GPA.
• Weighted GPA may not accurately reflect a student’s overall academic ability if they struggle in advanced or honors courses, despite their interest or effort

Further Resources

To get better idea of your student’s GPA, try the GPA Calculator

Factors to Consider When Choosing Weighted GPA VS Unweighted GPA

1. A student’s academic abilities and goals

• When it comes to calculating a student’s GPA, it’s important to consider their academic abilities and goals. If a student is aiming for a highly competitive college or university, then taking advanced courses and earning higher grades in them can have a significant impact on their chances of admission.
• In this case, a weighted GPA that factors in the extra weight given to advanced courses might be more appropriate. On the other hand, if a student is struggling to keep up with the demands of their current course load, then an unweighted GPA that doesn’t penalize them for taking less challenging courses might be a better reflection of their overall academic performance and level of success.
• Ultimately, the decision between weighted and unweighted GPAs should be based on the individual student’s strengths, weaknesses, and goals.

2. College admission requirements

• When considering whether to choose between weighted and unweighted GPAs, it’s important to take into account the admission requirements of the colleges or universities that the student is interested in attending.
• Some colleges may require a certain GPA or may prioritize students who have taken challenging coursework, such as advanced or honors classes. In these cases, a weighted GPA may be more advantageous for the student.
• On the other hand, some colleges may not factor in the weight of advanced courses and may place more emphasis on a student’s overall GPA. In these cases, an unweighted GPA may be a better reflection of the student’s academic performance.
• Understanding the specific admission requirements of each college can help guide the decision between weighted and unweighted GPAs.

3. High school policies and grading system

• High school policies and grading systems can also play a role in the decision between weighted and unweighted GPAs. Some high schools may have strict policies regarding advanced courses, such as limiting the number of weighted courses a student can take or requiring a certain GPA to be eligible for advanced classes. In these cases, a weighted GPA may not accurately reflect a student’s academic performance if they are unable to take as many advanced classes as they would like.
• Additionally, some high schools may have grading systems that make it difficult for students to earn high grades in advanced courses, which could result in a lower weighted GPA. Understanding the policies and grading systems of the student’s high school can help determine whether a weighted or unweighted GPA is a better reflection of their academic abilities and performance.

4. Extracurricular activities and workload

• Extracurricular activities and workload should also be considered when deciding between weighted and unweighted GPAs. Students who participate in numerous extracurricular activities or have a heavy workload may find it difficult to maintain high grades in advanced courses, which could result in a lower weighted GPA. In these cases, an unweighted GPA may be a better reflection of the student’s academic performance.
• On the other hand, students who are able to balance their extracurricular activities and workload while still taking challenging coursework may benefit from a weighted GPA. Ultimately, the decision between weighted and unweighted GPAs should take into account all aspects of a student’s academic and personal life.

College Admissions

Weighted GPA is generally considered better for college admission as it provides a more comprehensive view of a student’s academic performance by factoring in the rigor of the courses taken. Weighted GPA assigns a higher numerical value to grades received in advanced or honors courses, which are considered more challenging than regular courses. This gives credit to students for taking advanced courses and succeeding in them. Weighted GPA can also set a student apart from other applicants by showing their ability to handle challenging coursework.

However, it is important to note that some schools may not offer a consistent weighting system, which could lead to discrepancies in how GPA scores are calculated across different schools. Ultimately, both unweighted and weighted GPAs are important factors in college admissions, and each school may have its own specific requirements and considerations in evaluating how an applicant’s total academic performance is scored.

Colleges want to see a GPA that has increased over the years, as well as increased difficulty in courses. Furthermore, many colleges use their own conversion charts of recalculating (or “re-weighting”) GPAs in order to more easily compare GPAs across all applicants.

Conclusion

It is important to understand the difference between weighted and unweighted GPAs and how they can impact your academic performance and college admissions. To summarize, while weighted GPA can provide a more comprehensive view of a student’s academic performance by factoring in the rigor of the courses taken, it is also important to note that some schools may not offer a consistent weighting system. Moreover, weighted GPA may discourage students from taking courses they are interested in but do not have a higher weight, and it may not accurately reflect a student’s overall academic ability if they struggle in advanced or honors courses.

Therefore, we recommend that students should challenge themselves by taking advanced or honors courses if they are interested and capable of handling the workload. However, they should not feel pressured to take courses that they are not interested in just to increase their weighted GPA. On the other hand, parents should encourage their children to explore their interests and strengths in various subjects while maintaining a good academic balance.

Ultimately, both unweighted and weighted GPAs are important factors in college admissions, and each school may have its own specific requirements and considerations in evaluating an applicant’s academic performance. For example, it’s also worth noting that the University of California (UC) system has its own unique GPA calculation, which includes only a student’s 10th and 11th grade academic performance in A-G courses, and does not factor in weighting. Therefore, it is important for students to strive for good grades in all their courses and focus on building a strong academic profile that showcases their abilities and interests.

Remember that a high GPA is only one part of your college application

Colleges will look over your entire transcript to see the types of courses you took and how you did in them. No university will focus on one single aspect of your application. If there is a significant dip in your GPA for any reason (ex: health issues, family issues, etc.), make a note of it on your application and explain the reason behind it. Colleges can oftentimes see the classes available at your high school, so if your school doesn’t offer Honors or AP classes, don’t worry- the college will know that was not an option for you.

Lastly, a lower GPA in more difficult classes looks better than a 4.0 in regular-level classes. So if you are able to, sign up for challenging courses! Colleges will make note of the effort.

Sources:

What’s the Difference? Weighted vs Unweighted GPA | PrepScholar

How Colleges Evaluate Transcripts | Expert Admissions

College Admission Requirements and Your GPA | Petersons.com

What is Cumulative GPA? How Do You Calculate it? | CollegeVine

Need more personalized recommendations?

The above tips and recommendations are broad strokes on College Prep. If you have further questions, feel free to contact us for a personal consultation. We look forward to helping you.

About MathTowne

MathTowne is a locally-based tutoring resource. We are here to support students through the key phases of their academic journey: middle school, the transition to high school, all four years of high school, and college preparation. Our staff has years of experience in creating personalized lesson plans for all of our students.

Applying to college can be a daunting task, but understanding the required components of a college application is crucial to success. From personal information to essays, this blog post aims to provide a comprehensive overview of what you need to prepare for your college application.

The general list of what you will need is as follows:

1. Application Form
2. Essay
3. Transcript
4. Test Scores
5. Letters of Recommendation
6. List of Activities
7. Fee Waiver
8. FAFSA and Other Financial Aid Forms

1. Application Form

The application form is the first and most important aspect of your college application. It is where you provide your personal information, academic records, extracurricular activities, and other essential details that the admission committee will use to evaluate your suitability for the program. While many students use the Common App and/or the Coalition App to apply to multiple schools with one primary application, many universities, such as MIT, require students to apply directly through their websites online.

Read: Common App & Coalition App: What are They?

2. Essay

The essay is an opportunity for you to showcase aspects of your identity, such as your unique perspectives, interests, and goals, that may not be highlighted in other parts of your application. Use this to differentiate yourself from other applicants who may have similar academic and extracurricular backgrounds as you. Many universities also require shorter supplemental essays specific to the college or program you are applying to. These essays are a major factor in the admissions process, so put in the effort to make them stand out!

3. Transcript

Your transcript is a record of your academic performance throughout high school, including courses taken, grades earned, and GPA. It is an essential component of your college application, as it provides the admission committee with a clear picture of your academic abilities and potential. Consider taking more difficult courses that demonstrate your willingness to challenge yourself. Some universities may require official transcripts sent directly from your high school, so be sure to check the specific application requirements for each school you are applying to.

4. Test Scores

When it comes to sending test scores for your college applications, make sure to research each university’s specific requirements. Many schools accept both the SAT and ACT, while others may only accept one or the other. Some schools may even be test-optional, meaning that they do not require standardized test scores at all. Be sure to check the application requirements for each school you are applying to and ensure that you send your scores by the stated deadline. You can send your scores directly through the testing agency or through your high school’s guidance office.

5. Letters of Recommendation

Letters of recommendation provide insight into your character and potential as a student from someone who has worked with you closely. This could be a teacher, coach, or mentor who knows you well and can speak to your strengths and abilities. Make sure to choose recommenders who can highlight different aspects of your personality and academic abilities and ask them well in advance to give them plenty of time to write a thoughtful recommendation. Be sure to provide them with any necessary forms or guidelines from the universities you are applying to.

6. List of Activities

Your list of extracurricular activities shows admissions committees what you’re passionate about and how you’ve spent your time outside of the classroom. Don’t be afraid to include a variety of activities, from sports and clubs to community service and work experience. Quality over quantity is key, so focus on highlighting the activities that have had the biggest impact on you and your personal growth. Be sure to include any leadership positions or special recognitions you’ve received, as well as any relevant skills or achievements.

In summary, materials you may want to include with your list of activities are as follows:

• Extracurricular activities
• Volunteer work or community service
• Work experience or internships

7. Fee or Fee Waiver

Given that the average fee is $50 for each school you apply to, with some schools requiring more, this can add up. Students who demonstrate a need for financial aid can file a request for fee waivers from colleges. If you’re using the Common App or the Coalition App, both allow you to request fee waivers from any of the schools you’re applying to. Students can also have fees waived by participating in instant decision days or if they took the SAT or ACT with a fee waiver.

8. FAFSA or other financial aid forms (if applicable)

One important aspect of applying for college is financial aid, and the Free Application for Federal Student Aid (FAFSA) is a crucial form to fill out. The FAFSA determines your eligibility for federal financial aid, such as grants, loans, and work-study programs. It’s important to fill out the FAFSA as soon as possible after October 1st of your senior year, as some financial aid is awarded on a first-come, first-served basis.

When applying to colleges, make sure to include the schools you’re applying to on your FAFSA. This will allow them to access your financial information and make decisions about the aid they can offer you. Additionally, some colleges may require additional financial aid forms, so make sure to check each school’s website for specific instructions.

What are Colleges Looking for in an Applicant?

Admissions officers are seeking students who are not only intelligent and ambitious but also passionate and willing to step outside of their comfort zones. Colleges also want students who are genuinely interested in their school. More importantly, though, they want to fit together a diverse group of students who bring different experiences and perspectives to the table. Your application should show how you can contribute to the campus community in unique ways.

How Do I Make My College Application Stand Out?

1. Transcript

Your transcript includes your GPA, courses, and attendance record, providing admissions officers with a detailed look at your academic performance over the past four years.

While colleges do consider GPA, taking challenging classes can give you an advantage. Colleges would prefer to see a B in honors or AP classes compared to an A in an “easy” class because it shows that you strive to push yourself academically. Keep in mind that schools also look at your senior-year grades, so it’s important to continue to work hard and maintain your academic performance in your final year of high school.

Note: Some schools require your high school to send your sealed transcript directly to college admissions. Since many students will be requesting their transcripts around the same time, make sure you request yours early and be patient as the process can take some time.

2. Letters of Recommendation

Standard: 2 letters

Letters of recommendation can play an important role in your college application process. Some schools may not require them but for many others, they are a significant requirement. These letters offer colleges an insight into your character, work ethic, and academic abilities that may not be reflected in your transcripts or test scores.

When selecting teachers to ask for letters, it is best to choose those who have taught you recently and can include positive and specific things about who you are as a student. Ideally, you want teachers who can speak to your abilities and personal qualities, such as your diligence, creativity, and leadership skills.

If you are applying to multiple schools, it is a good idea to ask two teachers from two different subjects for letters that you can use for multiple applications. This will save your teachers time and make the process easier for everyone involved. Remember to ask them well in advance of the deadlines, and don’t be afraid to follow up if they haven’t submitted the letter when the deadlines approach.

You may choose to get a third letter of recommendation from another adult mentor, but only if this letter adds something new to your application. This could be someone who has worked with you in a community service project, an internship, or a volunteer organization.

Note: Schools may have different guidelines for these letters (sometimes called “Teacher Evaluations”), so pay attention to each school’s specific requirements.

3. List of Activities

The list of activities is where you get to showcase all of the extracurriculars you’ve been involved in throughout high school, such as clubs, sports, jobs, and volunteer experience.

Colleges care more about your level of involvement in your activities than the number of activities on your list. It’s far more impressive to be passionate and actively involved in fewer activities than have a shallow involvement in a long list of clubs.

When listing your activities, start with the ones you were most involved in at the top of the list and work your way down. Include activities where you held a leadership position, received awards, or where the activity contributed to your academic or personal development. For example, if you volunteered at a local hospital and gained valuable medical experience, include that. Don’t worry about filling in every available space in this section – just fill in your most important activities.

4. Essay

The personal statement essay is a critical component of your college application, and it gives you the opportunity to stand out from the thousands of other applicants. The essay you write might be the key factor that sets you apart, especially if you’re applying to competitive schools where other applicants also have impressive grades, test scores, and activities.

You’ll need to write a compelling and unique essay that showcases your personality, skills, and values. This is your chance to tell your story and explain why you’re the best fit for the college or university you are applying to. Start early and spend time brainstorming, drafting, and editing your essay to ensure that it’s polished and effectively communicates your message. Be authentic and showcase your true self in your essay.

Some essay prompts include:

• Recount a time when you faced a challenge, setback, or failure. How did it affect you, and what did you learn from the experience?
• Describe a topic, idea, or concept you find so engaging that it makes you lose all track of time. Why does it captivate you? What or who do you turn to when you want to learn more?
• Reflect on something that someone has done for you that has made you happy or thankful in a surprising way. How has this gratitude affected or motivated you?

In addition to the personal statement, many colleges and universities require supplemental essays as part of the application process. These essays are usually specific to the school you’re applying to and allow the admissions committee to get a better sense of why you’re interested in attending their institution.

Supplemental essays are usually shorter (250 words or less) but it’s just as important to craft thoughtful and well-written responses for them. These essays give you the opportunity to show your knowledge and enthusiasm for the school, so be sure to do your research and tailor your answers to the specific institution.

Some common supplemental essay topics include:

• Why you’re interested in the school
• What you hope to gain from attending
• How you plan to contribute to the campus community

Some other prompts might ask you to explain what is important to you or how the people around you would describe you.

For more info on this section, read “Writing Your College Essay (Part 1): What to Include & What to Avoid” and “Writing Your College Essay (Part 2): How to Get Started on Your Essay”

More Tips for Your Application

• Do research on your prospective school before filling out the application.
• Be mindful of your social media accounts – schools may even rescind an admissions offer after an applicant has been accepted because of the student’s social media!
• Check your application for mistakes.
• Send in your application early!
• Follow-up with college admissions – you can politely check in about your application, but don’t go overboard.

Final Note

Don’t worry about sending in the “perfect” application. Ultimately, colleges are looking for more than just good grades and test scores. They want to get to know the real you – your individual strengths and unique traits that make you stand out from other applicants. Even if your application has flaws or weak spots, that does not mean you will automatically be rejected. Colleges look at applications for a better picture of who the student is as a whole. They are more likely to reject flat and boring applications that look nice on paper but lack substance than an application with some flaws but that ultimately shows the applicant is passionate and willing to challenge themselves.

As you prepare your application, remember to highlight your qualities and values and show how you can make a positive impact on the campus community. Colleges want to create an environment that fosters growth, learning, and collaboration, and the college application is where you can show why you would be an exceptional addition to any college’s incoming class.

Sources:

How Can You Build the Most Versatile College Application? | Prep Scholar

The 7 Things That Really Look Good on a College Application | Prep Scholar

How to Stand Out in Your College Application | TheBestSchools.org

Components of the College Application | NewVisions.org

Your College Application | Princeton Review

How to Get a College Application Fee Waiver | Prep Scholar

Need more personalized recommendations?

The above tips and recommendations are broad strokes on College Prep. If you have further questions, feel free to contact us for a personal consultation. We look forward to helping you.

About MathTowne

MathTowne is a locally-based tutoring resource. We are here to support students through the key phases of their academic journey: middle school, the transition to high school, all four years of high school, and college preparation. Our staff has years of experience in creating personalized lesson plans for all of our students.

The Common App and the Coalition App are both college application systems that allow students to use one application to apply to multiple schools. They are sometimes seen as “rivals” with some people believing the Coalition App was created as a replacement for the long-established Common App. This is not true.

These application systems were created as resources for students applying to college and both have their own specialties. Students can use either application, both applications, or neither depending on what schools they are applying to and what they prefer.

Read on for a 2023 guide on how the Common App and Coalition App could be helpful for you in your college application process!

II. Overview of Common App

A. What is Common App?

Common App is an online application platform that allows high school students to apply to more than 900 colleges and universities in the US and abroad. By creating a single account, students can complete one application and send it to multiple schools, making the college application process much simpler and more streamlined.

With Common App, students no longer have to fill out and submit separate applications for each school they’re applying to. That said, most schools also have additional requirements, such as essays, transcripts, and letters of recommendation, that must be submitted separately.

b. Benefits of Using Common App

• Streamlining college applications: Save time and reduce stress during the college application process.
• Access to over 900 colleges and universities: Get accepted to the school of your dreams by having access to a wide selection of universities.
• Easy to use: With a user-friendly interface, anyone can fill out their college applications quickly and easily.
• Secure platform: Keep your personal information safe and secure with Common App’s reliable system.
• Automated reminders: Avoid missing deadlines and stay organized with automated reminders and notifications.
• Mobile application available: Work on your application on your phone if necessary

c. Disadvantages of Using Common App

• Complexity: The Common App can be overwhelming for high school students due to the amount of information and processes required to complete it.
• Time-sensitive: The Common App has a strict deadline, which can be difficult to manage when juggling school and other activities.
• Cost: The Common App application has a cost associated with it. When submitting to universities, an application fee is required for each.
• Limited applications: The Common App has a large list of participating schools, but you are limited to applying to a maximum of 20 which may prevent you from easily applying to every college on your list.
• Lengthy: The Common App can be time-consuming due to its length and the amount of detail that must be provided in the application.

Check out:

Common App Official Website 

Which Schools Use the Common App?

III. Overview of Coalition App

A. What is Coalition App?

The Coalition App is an online application platform created to give students a simpler and more accessible way to apply to college. It was designed by a coalition of public and private universities, with the goal of increasing college access to underrepresented and underserved students.

The Coalition App streamlines the application process by allowing students to create a single profile and share it with all of their prospective schools, as well as track their progress and submit their materials in one place.

b. Benefits of Using the Coalition App

• Customizable: The Coalition App provides a unique advantage by allowing you to customize your application for each college. This means you can increase your chances of being accepted by easily tailoring your application to meet the specific needs of each college you’re applying to.
• Convenient: The Coalition App consolidates all of your college application materials into one handy online portal, saving you time and energy when applying to college.
• Affordable application fees: Many students are deterred from applying to multiple colleges due to the high cost of application fees. The Coalition App offers a fee waiver program for students who qualify, making it more affordable for them to apply to multiple colleges.
• Opportunity to showcase your identity and experiences: The Coalition App includes a section called the “locker,” which allows students to showcase their identity and experiences outside of the classroom. This section is a great opportunity for students to share their passions and accomplishments with college admissions officers.
• Early start: The Locker feature allows students to start organizing their application materials and personal work as early as ninth grade.

c. Disadvantages of Using the Coalition App

• Limited schools: Not all schools accept the Coalition application, meaning you may have to apply to some schools through an alternate platform.
• Cost: There is also a cost associated with using the Coalition App, with each school having an application fee.
• Unfamiliar format: The Coalition application may be a completely new format than what teachers and counselors as used to. This could be confusing and difficult to navigate for them to submit letters of recommendation.
• Incomplete applications: In some cases, you may need to upload the required essays directly to the school, as they won’t be retrieved from the Coalition Essay section. Your application would be considered incomplete in this case!
• Lengthy process: Using the Coalition application can be a lengthy process and require more time than other applications.

Check out: 

Coalition App Official Website 

Which Schools Use the Coalition App?

IV. Comparisons

A. Similarities

• Lets you apply to multiple schools with one application
• Available for both first-year and transfer students
• Free to use (though individual schools may have their own application fees)
• Saves you time by not having to fill out the same information multiple times
• Helps you manage your application requirements and deadlines in one place
• Materials needed: parent/legal guardian information, high school transcript, list of interests/extracurriculars/work experience, test scores, letters of recommendation, personal essay (note: some programs may have additional requirements depending on the school)

B. Differences

• Common App is accepted by more schools worldwide (more than 900) than the Coalition App (around 150, currently).
• The Common App allows you to list up to 20 schools, while the Coalition App allows you to list an unlimited number.
• You can list and rank up to 10 activities on the Common App, while the Coalition App allows you to list only 8 (and rank your top 2).
• The Coalition App includes a Locker feature for managing your personal showcase materials starting as early as ninth grade. The Common App allows you to create an account early but lacks this feature, so you’ll have to keep a collection of your creative projects elsewhere.
• The Common App offers a mobile app for both iOS and Android so students can work on their application anywhere. The Coalition App does not have this feature yet.

V. Document Requirements for College Applications

When applying for college, you will need to submit a few documents. These include a list of extracurricular activities, any admissions essays or questions from the university, and additional documents from any institutions you have attended or are currently enrolled in. It’s also important to consider any additional supplements the universities you’re applying to require. Over 900 universities and colleges accept the Common App, due to its popularity, so you’re likely to come across a variety of requirements for each application. Make sure to research the schools you’re applying to and understand what documents are necessary before submitting your application.

What documents do I need to submit with my application?

1. A completed Common App or Coalition App Form

2. Official transcripts from all previously attended high schools

3. Official SAT or ACT scores (optional)

4. Letters of Recommendation

5. Personal Essay

6. Financial Aid forms (if applicable)

7. Resume/list of activities

8. Portfolio of work (optional)

9. Interview (if required by any school)

10. Official college report form (if applicable)

VI. Conclusion

Which App is Best?

The decision of which application platform is best for you ultimately depends on the individual.

• The Coalition App may be the best option for high school students from underrepresented groups, as all the schools that use it must show a commitment to providing support for low-income and under-represented students with affordable tuition or need-based financial aid. Although only 150 schools accept the Coalition App, you can apply to as many schools on there as you’d like. It also includes a Locker feature to store all your portfolio work starting from as early as ninth grade.
• The Common App is best suited for those who want to pick from a large list of schools, as more than 900 schools accept the Common App (although it only allows you to apply to a maximum of 20 schools). Since it has been around for longer, counselors and teachers are more familiar with it and can easily use it to submit letters of recommendation.

As high school students often have specific desired schools, choosing between the Common App and the Coalition App depends on your target schools and personal circumstances. It’s important to select the app that offers the best access to the college you wish to attend.

Sources:

Common App website

Coalition for College Access website

Explore Colleges | Common App 

Member Schools | Coalition App 

The Common Application Guide | BestSchools.org 

What Is the Common App? A Complete Guide | Best Colleges

Common App vs Coalition App: Which is Better? | College Raptor

Coalition vs Common App: Which Should You Use? | Prep Scholar

Coalition App vs. Common Application: Which is Better for You To Use | UniversityHQ.org

What is the Coalition Application? | College Raptor

The Complete Guide to the Coalition Application | Prep Scholar

Need more personalized recommendations?

The above tips and recommendations are broad strokes on College Prep. If you have further questions, feel free to contact us for a personal consultation. We look forward to helping you.

About MathTowne

MathTowne is a locally-based tutoring resource. We are here to support students through the key phases of their academic journey: middle school, the transition to high school, all four years of high school, and college preparation. Our staff has years of experience in creating personalized lesson plans for all of our students.

What To Do Once You’ve Received Your Letter

So you’ve received your financial aid award letters – now what?

Below are some ways to help you interpret different types of award letters and compare various financial aid packages so that you can choose the best financial aid package for you.

Differences in Award Letters

First, read through your letter and make sure you understand the contents. Since there is no standard format for award letters, each one you receive may look different.

Here are several ways in which financial aid award letters can differ from each other:

Different definitions of Cost of Attendance (COA)

COA is the total amount of money it will cost you to attend a particular school for one academic year. However, some schools may not factor big expenses such as room and board, books and supplies, or transportation into the cost. It’s important to know what is and isn’t included in the COA so that you can accurately compare the total cost of attending each school.

Different categories, acronyms, or wording

Letters may be worded or formatted in different ways. For example, one school may list a scholarship as “merit aid” while another may use the term “achievement scholarship,” or shorten “scholarship” to “sch.” It’s important to understand the different terms and categories so that you can accurately compare the types and amounts of aid offered by each school.

Some letters may also include additional information, such as the terms and conditions of each type of aid, or the percentage of students who receive aid from the school. This information can be helpful in understanding the overall financial aid package and the likelihood of receiving aid in future years.

Types of financial aid listed

Some letters may only list scholarships and grants, while others may also include work-study programs and loans. Some letters don’t provide clear information about whether the loan is subsidized or unsubsidized or even use the word “loan” at all. For example, an analysis from New America and uAspire, a national nonprofit supporting student aid accessibility, found that a number of award letters notated PLUS Loan as an “award,” which could potentially mislead recipients into believing they were receiving gifted aid rather than a loan to pay back.

It’s crucial for students to take the initiative and research the terms of loans (i.e. interest rates, fees, years-to-pay, etc.) on their own, as financial aid award letters may not provide all the necessary information. Research this information so that you can understand the true cost of taking out loans to pay for college.

Further information on types of financial aid is available at Scholarship360 and uAspire

“Front-loading” grants

Front-loading grants are a common practice among colleges and universities. This means that schools offer a higher amount of grants or scholarships during the first year or two of enrollment and then switch to offering loans for the remaining years.

The purpose of front-loading grants is to provide more financial support to students who may need it the most in the early years of their college education. This can help students avoid dropping out due to financial strains and encourage them to continue their studies.

Some schools may only offer grants for the first year, while others may offer grants for the first two years. Additionally, some schools may offer a combination of grants and loans for all four years, while others may switch to offering loans only for the remaining years.

When reviewing financial aid award letters, look for any indication of front-loading grants or changes in the types of aid offered from year to year to plan accordingly for the long-term financial commitment of attending a particular school.

Information on non-need-based aid

Non-need-based aid, such as the unsubsidized Stafford, the PLUS loan, and private student loans may or may not be included in a financial aid award letter. However, all students are eligible for these types of loans regardless of their financial need. Private student loans are also available to students, but they typically come with higher interest rates and less favorable repayment terms than federal loans.

Some schools may offer more generous loan terms or lower interest rates than others, so it’s important to compare offers from different institutions. Regardless, taking out loans, whether need-based or non-need-based, will result in additional debt that will need to be repaid after graduation. It’s important to carefully consider the long-term financial implications of taking out loans to pay for college.

List of recommended lenders

The list of recommended lenders for student loans may vary from school to school and can be included in the financial aid award letter. Some schools may have partnerships with specific lenders and prioritize those options on their recommended list. Other schools may provide a broader list of lenders for students to choose from. It’s important to review the terms and conditions of each lender, including interest rates and repayment options, before making a decision.

It’s also worth noting that students are not required to use one of the recommended lenders provided by their school. They are free to research and compare offers from different lenders on their own to find the best option for their financial situation. However, if a school provides a recommended list of lenders, it may be helpful to consider those options as they may have been vetted by the school and have prior experience working with students from that institution.

In summary, understanding the types of financial aid available, including front-loading grants and non-need-based aid, and comparing loan options from different lenders can help students make informed decisions about paying for college. It’s important to carefully consider the long-term financial implications of taking out loans and plan accordingly for the financial commitment of attending a particular school.

Further reading:

5 Examples of Award Letters

Common Abbreviations and Terms on Award Letters

Comparing Financial Aid Packages

The Illinois Student Assistance Commission has a free comparison tool for you to organize yourself to compare the costs. After receiving a financial aid award letter, students should carefully review the options available to them and compare them with other lenders, if necessary. They should consider the long-term financial implications of taking on loans and plan accordingly for the financial commitment of attending a particular school.

Within a certain amount of time, students have the option to accept or decline each source of financial aid listed on the letter. It’s important to note that the list of recommended lenders may vary from school to school, but students are free to research and compare offers from different lenders on their own. Overall, students should take the time to understand their options and make informed decisions about paying for college.

When comparing financial aid offers, it’s important to look at:

• Net cost: cost of attendance – financial aid package = how much you will have to pay
• Out-of-pocket cost: cost of attendance – gifted aid = true cost of college

Gifted aid refers to financial aid that students receive that they don’t have to pay back, including scholarships, grants, and work-study programs. Out-of-pocket cost, on the other hand, takes into account any student loan debt that students will need to pay back after college.

Essentially, the out-of-pocket cost is the true cost of attending college, while gifted aid reduces the cost burden for students. When comparing financial aid packages, it’s important to look at both gifted aid and the out-of-pocket cost to understand the full financial picture.

Steps for comparing financial aid offers

1. Calculate the total cost of attendance at each school, including tuition and fees, room and board, books and supplies, transportation, and other expenses.

2. Subtract the total amount of gift aid (such as scholarships and grants) from the total cost of attendance to determine the net price of each school.

3. Consider the types and amounts of aid offered, including grants, scholarships, loans, and work-study. Pay attention to the terms and conditions of each type of aid, such as whether it needs to be repaid, whether it is renewable, and what the requirements are to maintain it.

4. Factor in your own financial situation and ability to pay for college. Consider how much you and your family can contribute towards the cost of attendance, as well as any outside scholarships or financial aid you may be receiving from other sources.

5. Compare the net price of each school and the types and amounts of aid offered to determine which school is the most affordable and offers the best financial aid package for your needs.

Do this for each school and then compare the results.

Keep in mind:

• Take out loans only as needed since loans can be more expensive in the long run and result in unnecessary debt
• Federal loans are generally less expensive and more flexible than private loans
• A bigger financial aid package made up mostly of loans may turn out to be more expensive in the long run than a smaller package of mostly grants or scholarships
• Be aware of how much will need to be paid back when comparing financial aid packages.
• Winning outside scholarships may affect financial aid packages offered
• If you reject part of the financial aid package (ex: loans), that won’t increase other parts of the package (ex: grants)

Further reading:

Comparing School Aid Offers

Next Steps

Financial aid is only one piece of the puzzle when it comes to your college decision, but it can be a big part, so take your time when looking through offers from schools.

Once you make your decision:

1. Formally accept the award offer from the school of your choice

Formally accepting the award offer from the school of your choice is important because it secures your spot and guarantees that the financial aid package will be applied to your tuition and fees.

2. Decline offers from other schools

It’s important to decline offers from other schools to allow other students who may need financial aid to have a chance at receiving the funds.

3. Complete any additional paperwork

Besides the FAFSA, completing any additional paperwork, such as loan applications, is crucial to ensure that all necessary steps are taken to secure the financial aid package and prevent any delays or issues with tuition payments.

Make sure you accept or decline offers by the deadline given!

Appeal process

If you find that the financial aid package you have received is not sufficient for your needs, you have the option to appeal the decision. The appeals process typically involves submitting additional documentation that was not included in your original application, such as a change in financial circumstances or extenuating circumstances that were not previously disclosed.

It is important to note that not all schools have an appeals process and those that do may have different requirements and deadlines, so it is important to research the specific guidelines for each school. Additionally, the appeal process does not guarantee additional financial aid, but it is worth exploring if you believe that your initial offer does not accurately reflect your ability to pay for college. You can find out more about the appeal process here.

Sources:

Understanding Your Financial Aid Award Letter | Investopedia

When Will I Get My Financial Aid Award Letter? | CollegeAve

How to Read Your Financial Aid Award Letter | CollegeAve

Guide to Financial Aid Award Letters | FastWeb

Guide to Financial Aid Award Letters | FinAid.org

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The above tips and recommendations are broad strokes on College Prep. If you have further questions, feel free to contact us for a personal consultation. We look forward to helping you.

About MathTowne

MathTowne is a locally-based tutoring resource. We are here to support students through the key phases of their academic journey: middle school, the transition to high school, all four years of high school, and college preparation. Our staff has years of experience in creating personalized lesson plans for all of our students.

Navigating the world of financial aid can be overwhelming, but understanding your award letter is a crucial step in making informed decisions about paying for college.

The award letter is a document that outlines the types and amounts of financial aid a student is eligible to receive for an academic year. It is issued by the college or university the student plans to attend and takes into account the student’s family’s financial needs.

The letter breaks down the different forms of financial aid available, such as scholarships, grants, loans, and work-study programs, and the amount of funding each offer. The goal of the award letter is to help bridge the gap between the cost of attending the school and what the student and their family can afford to pay.

Important Terms:

1. Cost of Attendance (COA):

This is the estimated total cost of attending the school for one full school year and includes tuition and fees, room and board, books and supplies, transportation costs, and personal expenses. This is essential for determining how much financial aid is needed to cover the gap between the COA and what a student and their family can afford to pay. Different schools may have different estimated COA figures, so make sure to compare them carefully when considering financial aid packages.

2. Expected Family Contribution (EFC):

This is how much financial aid a student is eligible for based on their family’s financial needs. The lower the EFC number, the less money the student’s family is able to pay for school, and the more financial aid the student is able to receive. EFC is calculated using a formula that takes into account the student’s family income, assets, and other factors.

3. Financial Need (COA – EFC = Financial Need):

This is the difference between a student’s ability to pay for college and how much it costs to attend. After subtracting the expected family contribution (EFC) from the cost of attendance (COA), the resulting amount is the financial need, which determines the amount of financial aid a student is eligible to receive.

Your award letter will offer you a financial aid package based on your eligibility. This may include multiple financial aid sources, such as grants, work study programs, and loans. The award letter goes over how much money you can expect to receive from each source.

Am I Eligible for Financial Aid?

Financial aid eligibility is determined by the FAFSA (Free Application for Federal Student Aid). This application is used by the federal government, states, colleges, and universities to determine a student’s eligibility for financial aid.

You must fill out this application for each year you are in school, which will determine if you qualify for financial aid for that year, and if so, how much. The application is free, and students can either fill out the online application from the US Department of Education or mail in a physical application.

To complete the FAFSA application, you will need to provide information about your family’s income, assets, and other financial information. The application can be time-consuming, but it is important to complete it accurately and on time to ensure eligibility for financial aid.

It is important to note that the FAFSA application has an annual deadline, typically on June 30th. Students should check with their school or state for specific deadlines, as they may vary. It is recommended to complete the FAFSA as soon as possible after it becomes available on October 1st to increase your chances of receiving financial aid.

In addition to federal financial aid, some states and colleges also use the FAFSA to determine eligibility for their own financial aid programs. Students should check with their school’s financial aid office and their state’s higher education agency to learn about additional financial aid opportunities.

Financial Aid Sources

There are 4 main sources of financial aid:

1. Grants:

Grants are a type of financial aid that does not have to be repaid and are typically awarded based on the student’s financial need as determined by the FAFSA. Grants can come from the federal government, state governments, or individual colleges and universities. They can cover some or all of a student’s tuition and fees.

2. Work-Study Programs

Work-study programs may be included in the financial aid award letter as a form of financial aid that allows the student to work on or near campus to help cover the cost of attendance. Students are typically awarded a specific amount of money they can earn through work each semester. These programs can also provide valuable work experience in addition to offsetting the cost of tuition and other expenses.

3. Student Loans:

Student loans are a form of financial aid that must be paid back with interest. They may be included in the financial aid award letter and can come from either the federal government or private sources such as banks, credit unions, or private organizations. It is important to carefully consider the terms and conditions, such as interest rates and repayment options, of any loan before accepting it to ensure that it can be repaid in a timely and manageable manner.

4. Scholarships:

Just like grants, scholarships are a type of gifted aid that does not have to be repaid. Here are a few common types:

• Merit-based scholarships

These scholarships are awarded based on academic achievement, athletic ability, leadership skills, or other factors that demonstrate your potential as a student. They may be awarded by the college or university, private organizations, or government agencies. Students are automatically considered for merit-based scholarships when applying through the Common App, though you can also apply for more.

• Need-based scholarships

These scholarships are awarded based on financial need. To be considered for these scholarships, you’ll need to submit the Free Application for Federal Student Aid (FAFSA), which will determine your Expected Family Contribution (EFC). The lower your EFC, the more need-based aid you may be eligible to receive.

• Institutional scholarships

These scholarships are offered by the college or university you plan to attend. They may be based on merit or need, and the amount may vary depending on the school and the student’s qualifications.

• Outside scholarships

These scholarships are offered by private organizations, foundations, or businesses. They may have specific eligibility criteria and application requirements, such as submitting an essay or participating in a community service project.

When reading your award letter, pay attention to the TYPE of financial aid that is being offered to you as well as any terms and conditions so that you know what to expect.

When Should You Receive Your Award Letter?

If approved by FAFSA, each school that accepted you will send you a financial aid award letter. You should receive this letter in early to mid-April after you receive your acceptance letters from schools.

When you receive your award letter, pay attention to the total cost of attendance for the school and the total amount of financial aid being given.

Make sure you understand:

Additional costs (beyond tuition)

There may be other costs associated with attending college that are not covered by financial aid such as housing, textbooks, transportation, and personal expenses. It’s important to factor in these costs when deciding which college to attend and to make a budget plan to manage them. Some schools may offer financial assistance for these expenses, so be sure to ask your financial aid office about any available resources.

Scholarship terms

What are the terms of the scholarship? What are your responsibilities to maintain it? For example, a school may offer a larger amount of aid but require the student to maintain a higher GPA or participate in a specific program, which may not be feasible for all students. You should also be aware of whether a scholarship is renewable and with the same amount every year, or a one-time award. This information should be clearly stated in your financial aid award letter.

Work-study programs

It is important to ask questions such as:

1. What jobs are available?

2. Are they on or off campus?

3. What is the compensation?

4. How do I apply and be accepted into a work-study program?

Some work-study jobs have limited availability and may not cover all of your expenses. Other work-study programs may require a certain number of hours worked per week or have specific job duties. Make sure that the work-study program is manageable alongside your academic workload.

Loan terms

While student loans can be a helpful resource to finance your education, it’s crucial to understand the potential long-term consequences of taking on debt.

You should be aware of the interest rates and additional fees associated with the loan. The interest rate will determine how much extra you will have to pay on top of the loan amount over the life of the loan. Additionally, some loans may have origination fees or other charges that can add up over time.

Take note of when the repayment of the loan will begin and how much your monthly payments will be. Depending on the type of loan, repayment may not begin until after graduation or may be required while you are still in school. Getting a clear understanding of these terms will enable you to plan accordingly and avoid defaulting on your loan.

Finally, you should be aware of any options for loan forgiveness or income-driven repayment plans. These can be helpful tools to manage your debt and ensure that you are not burdened with unmanageable payments after graduation.

Overall, when reviewing your financial aid award letter, it’s essential to pay attention to all of the types of financial aid being offered and their terms and conditions.

Conclusion

If you have any questions or concerns about your financial aid award letter, you can check out the school’s website or contact the financial aid office at the school for clarification. They can provide information on how to accept or decline the awards offered, as well as provide guidance on additional funding options if needed.

Receiving a financial aid award letter can be an exciting and relieving moment for students and their families. By understanding the different types of financial aid and how to compare and evaluate award letters, you can make informed decisions about which school to attend and how to manage your expenses while in college.

Look at De-Mystifying the Financial Aid Award Letter: Part 2 for more information on what to do after you receive your award letter and how to choose the best financial aid package for you.

Sources:

Understanding Your Financial Aid Award Letter | Investopedia

When Will I Get My Financial Aid Award Letter? | CollegeAve

Guide to Financial Aid Award Letters | FastWeb

Guide to Financial Aid Award Letters | FinAid.org

Need more personalized recommendations?

The above tips and recommendations are broad strokes on College Prep. If you have further questions, feel free to contact us for a personal consultation. We look forward to helping you.

About MathTowne

MathTowne is a locally-based tutoring resource. We are here to support students through the key phases of their academic journey: middle school, the transition to high school, all four years of high school, and college preparation. Our staff has years of experience in creating personalized lesson plans for all of our students.