Memory retention is the process of your brain holding onto information while memory recall is the process of retrieving that information from your memory. Improving retention will help you remember things for a longer period of time while improving recall will help you remember things more quickly and easily. This is helpful not only for studying because you won’t immediately forget information after learning it, but also in all other parts of your life.

Natural Memory vs. Trained Memory

There is natural memory, which is largely influenced by genetics, and trained memory, which can be improved through the process of memorization. If you naturally have trouble remembering things, don’t worry! Through improving your trained memory, you can improve both your memory retention and recall.

To better understand the tips and techniques that are useful for improving memory, let’s start with learning more about how your memory works, including the stages of how memories are formed, as well as the 3 main categories of memories.

Stages of Memory

There are 3 stages of memory:

1. Encoding
2. Storage
3. Retrieval/Recall

The process of encoding converts information into your brain. This information is stored in either short-term or long-term memory and can later be retrieved through memory recall.

Types of Memory

Next, let’s break down the different types of memory.

The 3 main categories of memory are:

1. Sensory Memory
2. Short-Term Memory
3. Long-Term Memory

I. Sensory Memory

Sensory memory has to do with the information we perceive through our senses. Sensory memories are typically only held onto for a brief amount of time (a couple seconds) and then forgotten. However, if these memories keep recurring, your brain may transfer them to short-term or long-term memory. (Note: Some researchers refer to sensory memory as more of a stage of memory than a category because it can be argued that all memories start as sensory memories.)

II. Short-Term Memory

Short-term memory can also be referred to as active memory or working memory. This is information that is kept in your brain for a short period of time (typically shorter than 30 seconds) in order to perform an action, actively learn something, or analyze something. After the action is completed, this information will either then be forgotten or transferred to your long-term memory.

III. Long-Term Memory

Long-term memory is the largest category when it comes to memory types. It is divided into 2 further categories: explicit memories and implicit memories.

• Explicit long-term memories are consciously formed and remembered. This includes episodic memory which has to do with events in your life and semantic memory which has to do with facts and information you’ve held onto over time.
• Implicit long-term memories, on other hand, are formed unconsciously. These often have to do with learning motor skills, such as how to ride a bike.

So, to summarize:

Sensory Memory

• Takes in information through your senses

Short-Term Memory

• Works through the information to perform an action or learn something

Long-Term Memory

1. Explicit long-term memories: consciously formed

• Episodic memory: life events
• Semantic memory: facts

2. Implicit long-term memories: unconsciously formed (ex: motor skills)

Tips & Techniques for Improving Memory

Now that we’ve gone over how memories are formed and stored, let’s get into some methods that can help improve memory retention and recall.

Memory retention techniques:

1. Organize information

• Create a detailed outline.
• Group related concepts and terms together (chunking)

2. Make associations

• Creating schemas is an effective technique for students to recall and retain information. A schema is basically a mental framework that links new knowledge to previously existing information, helping students to better understand and remember what they have learned.
• Associate new information with mental images, sounds, smells, etc.

3. Use visual cues

• Ex: concept maps, graphs, illustrations, photos, etc.
• This is especially helpful for visual learners or for presentations.

4. Create mnemonic devices

• Ex: acronyms, acrostics, rhymes, phrases
• Mnemonics help with memorizing information long-term!

5. Write it down by hand

• This is more effective than typing because it takes longer to write by hand, so your brain is more actively engaged with the information you are writing down.
• This also encourages you to only focus on the key information, which will be easier to remember.

6. Say it out loud

• The dual action of speaking plus hearing ourselves talk helps to get the information from our short-term memory to our long-term memory.

7. Engage in active recall

• Retrieval practice: regularly testing your knowledge to access the information stored in your memory. This can be done by using practice quizzes, flashcards, and quizzing yourself to recall specific facts or information.
• By regularly testing yourself, you can help to strengthen the connections between memories and increase your recall and retention of the material you are studying. Retrieval practice is one of the best ways to ensure that the information you are studying is stored in your long-term memory.

• This greatly helps improve memory recall!
• Memory recall is all about retrieving information from your memory, so the more you test yourself and practice that skill, the easier it will be for you to remember things quickly and efficiently.

8. Spaced repetition

• Space out learning the information over a period of time versus all at once.
• Rehearse by writing down the information or saying it aloud.
• Repetition will help you remember the information longer! Repetition helps you to commit information to your long-term memory.

Lifestyle tips for improving memory:

1. Sleep!

Sleep is essential for forming and retaining memories. Without adequate sleep, our minds do not have enough energy to properly commit new information to our long-term memory. Therefore, getting enough sleep is key to improving memory recall and retention. Additionally, sleeping helps to consolidate information and create more vivid memories. To ensure that you are getting enough rest, aim for 7-9 hours of sleep every night.

2. Meditation

Meditation can help to increase concentration and focus and reduce stress levels which can impact our ability to remember. Additionally, meditation can help to create new neural pathways in the brain, making it easier to recall memories. Regular meditation can also help to increase the brain’s ability to store information in long-term memory and improve the quality of memories.

3. Physical exercise

Physical exercise is a great way to improve memory recall and retention. Exercise increases blood flow and oxygen to the brain, which can help to boost cognitive function and increase the capacity to remember information. Additionally, exercise releases endorphins, which can help to reduce stress and anxiety, which can impact our ability to remember. Regular exercise is also known to help build new neural pathways, making it easier to recall memories, and can help to increase the brain’s ability to store information in long-term memory.

4. Healthy diet

A healthy diet is essential for improving memory recall and retention. Eating a balanced diet that includes plenty of fruits and vegetables, lean protein, and healthy fats can help to boost cognitive function and improve focus and concentration. Eating a healthy diet can also help to reduce stress and anxiety, which can have a negative impact on memory. Additionally, a healthy diet helps to increase blood flow and oxygen to the brain, which can help to increase the capacity to remember information. Eating a healthy, balanced diet is an important part of improving memory recall and retention.

5. Limit stress

Limiting stress is a key factor in improving memory recall and retention. Stress can impair memory and cause difficulty in remembering and storing information. By reducing stress, we can improve our ability to concentrate, focus, and remember, as well as reduce the impact of stress on our memories. Limiting stress can help to create new neural pathways in the brain, making it easier to recall memories, and can help to increase the brain’s ability to store information in long-term memory. Limiting stress is an important part of improving memory recall and retention.

6. Play brain training games

Brain training games are a great way to improve memory recall and retention. These games are specifically designed to challenge the brain and help to create new neural pathways, making it easier to recall memories. Playing these brain training games can help to increase the brain’s capacity to remember information and can help to improve focus and concentration. Additionally, these games can be a fun and engaging way to learn, helping to reduce stress and anxiety and improve mood. Brain training games are an effective way to improve memory recall and retention.

Below are a few brain training games that we recommend:

1. Lumosity – a comprehensive suite of over 40 brain games designed to improve memory, attention, flexibility, problem solving, and other thinking skills.

2. Brain Age – a collection of brain training exercises designed to improve memory, concentration, and computation skills.

3. Elevate – a suite of brain games designed to improve memory, attention, focus, and problem solving skills.

4. Fit Brains Trainer – a series of fun and challenging brain games designed to improve memory, problem solving, language, attention, and more.

5. Memorado – an online brain training game designed to improve memory and cognitive skills

6. Brain & Puzzle – an online brain training game designed to improve focus, concentration, and memory.

7. Word Bubbles – a word game designed to improve memory, spelling, and vocabulary.

8. Crosswords – a classic puzzle game designed to improve memory, logic, and problem solving skills.

Study tips to help with memory recall & retention

1. Focus on one thing at a time

When you focus on one concept or task, your brain can quickly and efficiently encode the information, making it easier for you to store and recall the information later. By focusing on individual problems, you will be able to interact more with the material and remember it for longer without interference.

2. Study before going to bed

Studying before going to bed is an effective way to improve memory recall and retention. A good night’s sleep helps your brain process and retain the information you studied, instead of immediately forgetting it. This can help to encode the information and create new neural pathways in the brain, allowing for easier memory recall and better retention of the information. Additionally, getting enough sleep can help to reduce stress and anxiety, which can have a negative impact on memory.

3. Avoid cramming

The Forgetting Curve shows that we tend to forget things quickly unless effort is made to retain it. Cramming for exams may seem helpful in the short-term, but it does not provide enough time for your brain to properly process and store the information. Spaced repetition and regular revision are more effective in retaining information.

The Forgetting Curve is a theory which states that we tend to forget information soon after learning it unless effort is made to retain it. This means that if we want to retain new information, we have to actively engage with it and work on it over time. To maximize memory recall and retention, it is important to practice spaced repetition and regular revision over time to ensure that the information is properly encoded and stored in long-term memory.

4. Take breaks where you can allow your brain to rest

DO: get up and stretch, eat something, go for a short walk

• One benefit to letting your brain rest is increased focus – coming back to your studies feeling more alert and focused can help you to better retain information. Even simply laying down and letting your mind wander uninterrupted for a couple minutes will help.

DON’T: go on your phone or computer

• You want to avoid anything that will further distract and/or overstimulate your brain during your breaks (i.e. social media). Studies have shown that spending time on social media and looking at your phone can actually reduce your concentration and lead to distractions that can keep you from focusing and remembering the material you are studying. It is essential to avoid using your phone or computer during your breaks for the best results.

Conclusion: Use strategies to help remember and retain information.

Simply taking the time to rest is very beneficial for your brain. Active learning is far more effective than passively taking in information, so by trying out even a few of these tips and techniques you’re already on your way to seeing improvements in memory retention and recall. Remember to allow yourself time to rest and process information. Thank your brain for everything it does for you.

SEE ALSO: 20 Test-Taking Strategies to Boost Your Confidence

Sources:

Science-Backed Memory Tips and Recall Techniques | USAHS

11 Methods for Improving Your Memory | VeryWellMind

Different Types of Memory and their Functions | VeryWellMind

Memory, Encoding Storage and Retrieval | Simply Psychology 

A memory expert shares tips for improving your recall abilities | CBC Life

Need more personalized recommendations?

The above tips and recommendations are broad strokes on study tips. If you have further questions, feel free to contact us for a personal consultation. We look forward to helping you.

About MathTowne

MathTowne is a locally-based tutoring resource. We are here to support students through the key phases of their academic journey: middle school, the transition to high school, all four years of high school, and college preparation. Our staff has years of experience in creating personalized lesson plans for all of our students.

This article will explain the difference between weighted and unweighted GPA, their significance, and which one is right for your child. Understanding the importance of GPA is crucial for high school students, especially those who plan to go to college, as it is a critical factor in the college application process.

So, let’s dive in and explore the world of weighted and unweighted GPAs.

What is GPA?

As a parent of a high school student, you have probably heard of the term GPA, which stands for Grade Point Average. Your child’s GPA is the average of the grades received from all classes. A semester GPA is the average of the grades received in a given semester, while the cumulative GPA is the total average of grades throughout all of high school.

GPAs convert letter grades into a number using a conversion scale. It is an essential factor in college admissions, scholarships, and even some job applications.

Importance of GPA

It is vital to understand the difference between weighted and unweighted GPA, how it is calculated, and how it impacts your child’s academic future. In this blog post, we will explore the significance of GPA and help you navigate the complexities of calculating it.

Before we dive into the nitty-gritty of calculating GPA, it’s important to understand the difference between weighted and unweighted GPA and how it can impact your child’s academic future.

Unweighted GPA

Unweighted GPA is the basic calculation of a student’s average grade without any adjustments for the difficulty level of the classes taken. Essentially, it is the average of all the grades received by the student in every class, regardless of whether it was a challenging course or not. Unweighted GPAs have a scale from 0 to 4.0 that provides an overview of the student’s academic performance. It is a crucial factor in college admissions and sets the foundation for the student’s future academic pursuits.

How Unweighted GPA Is Calculated.

Unweighted GPA:

• A= 4.0
• B=3.0
• C=2.0
• D=1.0
• F=0.0

The formula to find your child’s unweighted GPA is simple. Add up all the grades received by your child in every class and divide it by the total number of classes taken. For example, if your child has taken five classes, and received an A in all of them, their unweighted GPA would be 4.0. However, if they received a B in one class, their unweighted GPA would be 3.8. Unweighted GPA only factors in the grade received and the number of classes taken, regardless of the difficulty level of the course. It provides a simple overview of your child’s academic performance and is a critical factor in college admissions.

Pros of Unweighted GPA

• Provides a simple overview of academic performance without considering course difficulty.
• Calculates easily by adding up grades and dividing by number of classes.
• Serves as a foundation for future academic pursuits.
• A crucial factor in college admissions.

Cons of Unweighted GPA

• Less accurate representation of student performance that does not take into account the difficulty level of the courses taken
• Can disadvantage students who take advanced or honors courses
• May not reflect a student’s true potential
• May not accurately represent a student’s strengths in a particular subject, as all classes are given equal weight in the calculation

Weighted GPA

Weighted GPA has a scale from 0 to 5.0 which takes into account the difficulty level of the courses taken by the student. It is calculated by assigning a higher numerical value to grades received in advanced or honors courses, which are considered more challenging than regular courses.

Weighted GPA provides a more comprehensive view of a student’s performance academically by factoring in the rigor of the courses taken. It is especially important for college admissions as it shows a student’s ability to handle challenging coursework and can set them apart from other applicants.

How Weighted GPA Is Calculated

Weighted GPA (Honors)

Weighted GPA (AP)

• A= 5.0
• B= 4.0
• C= 3.0
• D= 2.0
• F= 0.0

Weighted GPA takes into account the level of difficulty of the courses taken by a student. It assigns a higher numerical value to grades received in advanced or honors courses, which are considered more challenging than regular courses. For instance, an A in an honors course would be given a higher value than an A in a regular course. Similarly, an A in an AP course would be given the highest value. Do note that weighted or unweighted, an F grade is on a 0 scale regardless of the class level.

The weighted GPA is then calculated by adding up the weighted grade for each class and dividing it by the total number of classes taken. Weighted GPA provides a more comprehensive view of a student’s academic performance by factoring in the rigor of the courses taken. It is especially important for college admissions as it shows a student’s ability to handle challenging coursework and can set them apart from other applicants.

Pros of Weighted GPA

• Provides a more comprehensive view of a student’s academic performance by factoring in the rigor of the courses taken.
• Can set a student apart from other applicants in college admissions by showing their ability to handle challenging coursework.
• Gives credit to students for taking advanced or honors courses and succeeding in them.
• Accurately reflects a student’s true potential by taking into account the difficulty level of the courses taken.

Cons of Weighted GPA

• Weighted GPA can give an advantage to students who have access to advanced or honors courses, which may not be available to all students.
• Some schools may not offer a consistent weighting system, which could lead to discrepancies in how GPAs are calculated across different schools.
• Weighted GPA may discourage students from taking courses that they are interested in but do not have a higher weight, as it may lower their overall GPA.
• Weighted GPA may not accurately reflect a student’s overall academic ability if they struggle in advanced or honors courses, despite their interest or effort

Further Resources

To get better idea of your student’s GPA, try the GPA Calculator

Factors to Consider When Choosing Weighted GPA VS Unweighted GPA

1. A student’s academic abilities and goals

• When it comes to calculating a student’s GPA, it’s important to consider their academic abilities and goals. If a student is aiming for a highly competitive college or university, then taking advanced courses and earning higher grades in them can have a significant impact on their chances of admission.
• In this case, a weighted GPA that factors in the extra weight given to advanced courses might be more appropriate. On the other hand, if a student is struggling to keep up with the demands of their current course load, then an unweighted GPA that doesn’t penalize them for taking less challenging courses might be a better reflection of their overall academic performance and level of success.
• Ultimately, the decision between weighted and unweighted GPAs should be based on the individual student’s strengths, weaknesses, and goals.

2. College admission requirements

• When considering whether to choose between weighted and unweighted GPAs, it’s important to take into account the admission requirements of the colleges or universities that the student is interested in attending.
• Some colleges may require a certain GPA or may prioritize students who have taken challenging coursework, such as advanced or honors classes. In these cases, a weighted GPA may be more advantageous for the student.
• On the other hand, some colleges may not factor in the weight of advanced courses and may place more emphasis on a student’s overall GPA. In these cases, an unweighted GPA may be a better reflection of the student’s academic performance.
• Understanding the specific admission requirements of each college can help guide the decision between weighted and unweighted GPAs.

3. High school policies and grading system

• High school policies and grading systems can also play a role in the decision between weighted and unweighted GPAs. Some high schools may have strict policies regarding advanced courses, such as limiting the number of weighted courses a student can take or requiring a certain GPA to be eligible for advanced classes. In these cases, a weighted GPA may not accurately reflect a student’s academic performance if they are unable to take as many advanced classes as they would like.
• Additionally, some high schools may have grading systems that make it difficult for students to earn high grades in advanced courses, which could result in a lower weighted GPA. Understanding the policies and grading systems of the student’s high school can help determine whether a weighted or unweighted GPA is a better reflection of their academic abilities and performance.

4. Extracurricular activities and workload

• Extracurricular activities and workload should also be considered when deciding between weighted and unweighted GPAs. Students who participate in numerous extracurricular activities or have a heavy workload may find it difficult to maintain high grades in advanced courses, which could result in a lower weighted GPA. In these cases, an unweighted GPA may be a better reflection of the student’s academic performance.
• On the other hand, students who are able to balance their extracurricular activities and workload while still taking challenging coursework may benefit from a weighted GPA. Ultimately, the decision between weighted and unweighted GPAs should take into account all aspects of a student’s academic and personal life.

College Admissions

Weighted GPA is generally considered better for college admission as it provides a more comprehensive view of a student’s academic performance by factoring in the rigor of the courses taken. Weighted GPA assigns a higher numerical value to grades received in advanced or honors courses, which are considered more challenging than regular courses. This gives credit to students for taking advanced courses and succeeding in them. Weighted GPA can also set a student apart from other applicants by showing their ability to handle challenging coursework.

However, it is important to note that some schools may not offer a consistent weighting system, which could lead to discrepancies in how GPA scores are calculated across different schools. Ultimately, both unweighted and weighted GPAs are important factors in college admissions, and each school may have its own specific requirements and considerations in evaluating how an applicant’s total academic performance is scored.

Colleges want to see a GPA that has increased over the years, as well as increased difficulty in courses. Furthermore, many colleges use their own conversion charts of recalculating (or “re-weighting”) GPAs in order to more easily compare GPAs across all applicants.

Conclusion

It is important to understand the difference between weighted and unweighted GPAs and how they can impact your academic performance and college admissions. To summarize, while weighted GPA can provide a more comprehensive view of a student’s academic performance by factoring in the rigor of the courses taken, it is also important to note that some schools may not offer a consistent weighting system. Moreover, weighted GPA may discourage students from taking courses they are interested in but do not have a higher weight, and it may not accurately reflect a student’s overall academic ability if they struggle in advanced or honors courses.

Therefore, we recommend that students should challenge themselves by taking advanced or honors courses if they are interested and capable of handling the workload. However, they should not feel pressured to take courses that they are not interested in just to increase their weighted GPA. On the other hand, parents should encourage their children to explore their interests and strengths in various subjects while maintaining a good academic balance.

Ultimately, both unweighted and weighted GPAs are important factors in college admissions, and each school may have its own specific requirements and considerations in evaluating an applicant’s academic performance. For example, it’s also worth noting that the University of California (UC) system has its own unique GPA calculation, which includes only a student’s 10th and 11th grade academic performance in A-G courses, and does not factor in weighting. Therefore, it is important for students to strive for good grades in all their courses and focus on building a strong academic profile that showcases their abilities and interests.

Remember that a high GPA is only one part of your college application

Colleges will look over your entire transcript to see the types of courses you took and how you did in them. No university will focus on one single aspect of your application. If there is a significant dip in your GPA for any reason (ex: health issues, family issues, etc.), make a note of it on your application and explain the reason behind it. Colleges can oftentimes see the classes available at your high school, so if your school doesn’t offer Honors or AP classes, don’t worry- the college will know that was not an option for you.

Lastly, a lower GPA in more difficult classes looks better than a 4.0 in regular-level classes. So if you are able to, sign up for challenging courses! Colleges will make note of the effort.

Sources:

What’s the Difference? Weighted vs Unweighted GPA | PrepScholar

How Colleges Evaluate Transcripts | Expert Admissions

College Admission Requirements and Your GPA | Petersons.com

What is Cumulative GPA? How Do You Calculate it? | CollegeVine

Need more personalized recommendations?

The above tips and recommendations are broad strokes on College Prep. If you have further questions, feel free to contact us for a personal consultation. We look forward to helping you.

About MathTowne

MathTowne is a locally-based tutoring resource. We are here to support students through the key phases of their academic journey: middle school, the transition to high school, all four years of high school, and college preparation. Our staff has years of experience in creating personalized lesson plans for all of our students.

The Common App and the Coalition App are both college application systems that allow students to use one application to apply to multiple schools. They are sometimes seen as “rivals” with some people believing the Coalition App was created as a replacement for the long-established Common App. This is not true.

These application systems were created as resources for students applying to college and both have their own specialties. Students can use either application, both applications, or neither depending on what schools they are applying to and what they prefer.

Read on for a 2023 guide on how the Common App and Coalition App could be helpful for you in your college application process!

II. Overview of Common App

A. What is Common App?

Common App is an online application platform that allows high school students to apply to more than 900 colleges and universities in the US and abroad. By creating a single account, students can complete one application and send it to multiple schools, making the college application process much simpler and more streamlined.

With Common App, students no longer have to fill out and submit separate applications for each school they’re applying to. That said, most schools also have additional requirements, such as essays, transcripts, and letters of recommendation, that must be submitted separately.

b. Benefits of Using Common App

• Streamlining college applications: Save time and reduce stress during the college application process.
• Access to over 900 colleges and universities: Get accepted to the school of your dreams by having access to a wide selection of universities.
• Easy to use: With a user-friendly interface, anyone can fill out their college applications quickly and easily.
• Secure platform: Keep your personal information safe and secure with Common App’s reliable system.
• Automated reminders: Avoid missing deadlines and stay organized with automated reminders and notifications.
• Mobile application available: Work on your application on your phone if necessary

c. Disadvantages of Using Common App

• Complexity: The Common App can be overwhelming for high school students due to the amount of information and processes required to complete it.
• Time-sensitive: The Common App has a strict deadline, which can be difficult to manage when juggling school and other activities.
• Cost: The Common App application has a cost associated with it. When submitting to universities, an application fee is required for each.
• Limited applications: The Common App has a large list of participating schools, but you are limited to applying to a maximum of 20 which may prevent you from easily applying to every college on your list.
• Lengthy: The Common App can be time-consuming due to its length and the amount of detail that must be provided in the application.

Check out:

Common App Official Website 

Which Schools Use the Common App?

III. Overview of Coalition App

A. What is Coalition App?

The Coalition App is an online application platform created to give students a simpler and more accessible way to apply to college. It was designed by a coalition of public and private universities, with the goal of increasing college access to underrepresented and underserved students.

The Coalition App streamlines the application process by allowing students to create a single profile and share it with all of their prospective schools, as well as track their progress and submit their materials in one place.

b. Benefits of Using the Coalition App

• Customizable: The Coalition App provides a unique advantage by allowing you to customize your application for each college. This means you can increase your chances of being accepted by easily tailoring your application to meet the specific needs of each college you’re applying to.
• Convenient: The Coalition App consolidates all of your college application materials into one handy online portal, saving you time and energy when applying to college.
• Affordable application fees: Many students are deterred from applying to multiple colleges due to the high cost of application fees. The Coalition App offers a fee waiver program for students who qualify, making it more affordable for them to apply to multiple colleges.
• Opportunity to showcase your identity and experiences: The Coalition App includes a section called the “locker,” which allows students to showcase their identity and experiences outside of the classroom. This section is a great opportunity for students to share their passions and accomplishments with college admissions officers.
• Early start: The Locker feature allows students to start organizing their application materials and personal work as early as ninth grade.

c. Disadvantages of Using the Coalition App

• Limited schools: Not all schools accept the Coalition application, meaning you may have to apply to some schools through an alternate platform.
• Cost: There is also a cost associated with using the Coalition App, with each school having an application fee.
• Unfamiliar format: The Coalition application may be a completely new format than what teachers and counselors as used to. This could be confusing and difficult to navigate for them to submit letters of recommendation.
• Incomplete applications: In some cases, you may need to upload the required essays directly to the school, as they won’t be retrieved from the Coalition Essay section. Your application would be considered incomplete in this case!
• Lengthy process: Using the Coalition application can be a lengthy process and require more time than other applications.

Check out: 

Coalition App Official Website 

Which Schools Use the Coalition App?

IV. Comparisons

A. Similarities

• Lets you apply to multiple schools with one application
• Available for both first-year and transfer students
• Free to use (though individual schools may have their own application fees)
• Saves you time by not having to fill out the same information multiple times
• Helps you manage your application requirements and deadlines in one place
• Materials needed: parent/legal guardian information, high school transcript, list of interests/extracurriculars/work experience, test scores, letters of recommendation, personal essay (note: some programs may have additional requirements depending on the school)

B. Differences

• Common App is accepted by more schools worldwide (more than 900) than the Coalition App (around 150, currently).
• The Common App allows you to list up to 20 schools, while the Coalition App allows you to list an unlimited number.
• You can list and rank up to 10 activities on the Common App, while the Coalition App allows you to list only 8 (and rank your top 2).
• The Coalition App includes a Locker feature for managing your personal showcase materials starting as early as ninth grade. The Common App allows you to create an account early but lacks this feature, so you’ll have to keep a collection of your creative projects elsewhere.
• The Common App offers a mobile app for both iOS and Android so students can work on their application anywhere. The Coalition App does not have this feature yet.

V. Document Requirements for College Applications

When applying for college, you will need to submit a few documents. These include a list of extracurricular activities, any admissions essays or questions from the university, and additional documents from any institutions you have attended or are currently enrolled in. It’s also important to consider any additional supplements the universities you’re applying to require. Over 900 universities and colleges accept the Common App, due to its popularity, so you’re likely to come across a variety of requirements for each application. Make sure to research the schools you’re applying to and understand what documents are necessary before submitting your application.

What documents do I need to submit with my application?

1. A completed Common App or Coalition App Form

2. Official transcripts from all previously attended high schools

3. Official SAT or ACT scores (optional)

4. Letters of Recommendation

5. Personal Essay

6. Financial Aid forms (if applicable)

7. Resume/list of activities

8. Portfolio of work (optional)

9. Interview (if required by any school)

10. Official college report form (if applicable)

VI. Conclusion

Which App is Best?

The decision of which application platform is best for you ultimately depends on the individual.

• The Coalition App may be the best option for high school students from underrepresented groups, as all the schools that use it must show a commitment to providing support for low-income and under-represented students with affordable tuition or need-based financial aid. Although only 150 schools accept the Coalition App, you can apply to as many schools on there as you’d like. It also includes a Locker feature to store all your portfolio work starting from as early as ninth grade.
• The Common App is best suited for those who want to pick from a large list of schools, as more than 900 schools accept the Common App (although it only allows you to apply to a maximum of 20 schools). Since it has been around for longer, counselors and teachers are more familiar with it and can easily use it to submit letters of recommendation.

As high school students often have specific desired schools, choosing between the Common App and the Coalition App depends on your target schools and personal circumstances. It’s important to select the app that offers the best access to the college you wish to attend.

Sources:

Common App website

Coalition for College Access website

Explore Colleges | Common App 

Member Schools | Coalition App 

The Common Application Guide | BestSchools.org 

What Is the Common App? A Complete Guide | Best Colleges

Common App vs Coalition App: Which is Better? | College Raptor

Coalition vs Common App: Which Should You Use? | Prep Scholar

Coalition App vs. Common Application: Which is Better for You To Use | UniversityHQ.org

What is the Coalition Application? | College Raptor

The Complete Guide to the Coalition Application | Prep Scholar

Need more personalized recommendations?

The above tips and recommendations are broad strokes on College Prep. If you have further questions, feel free to contact us for a personal consultation. We look forward to helping you.

About MathTowne

MathTowne is a locally-based tutoring resource. We are here to support students through the key phases of their academic journey: middle school, the transition to high school, all four years of high school, and college preparation. Our staff has years of experience in creating personalized lesson plans for all of our students.

What To Do Once You’ve Received Your Letter

So you’ve received your financial aid award letters – now what?

Below are some ways to help you interpret different types of award letters and compare various financial aid packages so that you can choose the best financial aid package for you.

Differences in Award Letters

First, read through your letter and make sure you understand the contents. Since there is no standard format for award letters, each one you receive may look different.

Here are several ways in which financial aid award letters can differ from each other:

Different definitions of Cost of Attendance (COA)

COA is the total amount of money it will cost you to attend a particular school for one academic year. However, some schools may not factor big expenses such as room and board, books and supplies, or transportation into the cost. It’s important to know what is and isn’t included in the COA so that you can accurately compare the total cost of attending each school.

Different categories, acronyms, or wording

Letters may be worded or formatted in different ways. For example, one school may list a scholarship as “merit aid” while another may use the term “achievement scholarship,” or shorten “scholarship” to “sch.” It’s important to understand the different terms and categories so that you can accurately compare the types and amounts of aid offered by each school.

Some letters may also include additional information, such as the terms and conditions of each type of aid, or the percentage of students who receive aid from the school. This information can be helpful in understanding the overall financial aid package and the likelihood of receiving aid in future years.

Types of financial aid listed

Some letters may only list scholarships and grants, while others may also include work-study programs and loans. Some letters don’t provide clear information about whether the loan is subsidized or unsubsidized or even use the word “loan” at all. For example, an analysis from New America and uAspire, a national nonprofit supporting student aid accessibility, found that a number of award letters notated PLUS Loan as an “award,” which could potentially mislead recipients into believing they were receiving gifted aid rather than a loan to pay back.

It’s crucial for students to take the initiative and research the terms of loans (i.e. interest rates, fees, years-to-pay, etc.) on their own, as financial aid award letters may not provide all the necessary information. Research this information so that you can understand the true cost of taking out loans to pay for college.

Further information on types of financial aid is available at Scholarship360 and uAspire

“Front-loading” grants

Front-loading grants are a common practice among colleges and universities. This means that schools offer a higher amount of grants or scholarships during the first year or two of enrollment and then switch to offering loans for the remaining years.

The purpose of front-loading grants is to provide more financial support to students who may need it the most in the early years of their college education. This can help students avoid dropping out due to financial strains and encourage them to continue their studies.

Some schools may only offer grants for the first year, while others may offer grants for the first two years. Additionally, some schools may offer a combination of grants and loans for all four years, while others may switch to offering loans only for the remaining years.

When reviewing financial aid award letters, look for any indication of front-loading grants or changes in the types of aid offered from year to year to plan accordingly for the long-term financial commitment of attending a particular school.

Information on non-need-based aid

Non-need-based aid, such as the unsubsidized Stafford, the PLUS loan, and private student loans may or may not be included in a financial aid award letter. However, all students are eligible for these types of loans regardless of their financial need. Private student loans are also available to students, but they typically come with higher interest rates and less favorable repayment terms than federal loans.

Some schools may offer more generous loan terms or lower interest rates than others, so it’s important to compare offers from different institutions. Regardless, taking out loans, whether need-based or non-need-based, will result in additional debt that will need to be repaid after graduation. It’s important to carefully consider the long-term financial implications of taking out loans to pay for college.

List of recommended lenders

The list of recommended lenders for student loans may vary from school to school and can be included in the financial aid award letter. Some schools may have partnerships with specific lenders and prioritize those options on their recommended list. Other schools may provide a broader list of lenders for students to choose from. It’s important to review the terms and conditions of each lender, including interest rates and repayment options, before making a decision.

It’s also worth noting that students are not required to use one of the recommended lenders provided by their school. They are free to research and compare offers from different lenders on their own to find the best option for their financial situation. However, if a school provides a recommended list of lenders, it may be helpful to consider those options as they may have been vetted by the school and have prior experience working with students from that institution.

In summary, understanding the types of financial aid available, including front-loading grants and non-need-based aid, and comparing loan options from different lenders can help students make informed decisions about paying for college. It’s important to carefully consider the long-term financial implications of taking out loans and plan accordingly for the financial commitment of attending a particular school.

Further reading:

5 Examples of Award Letters

Common Abbreviations and Terms on Award Letters

Comparing Financial Aid Packages

The Illinois Student Assistance Commission has a free comparison tool for you to organize yourself to compare the costs. After receiving a financial aid award letter, students should carefully review the options available to them and compare them with other lenders, if necessary. They should consider the long-term financial implications of taking on loans and plan accordingly for the financial commitment of attending a particular school.

Within a certain amount of time, students have the option to accept or decline each source of financial aid listed on the letter. It’s important to note that the list of recommended lenders may vary from school to school, but students are free to research and compare offers from different lenders on their own. Overall, students should take the time to understand their options and make informed decisions about paying for college.

When comparing financial aid offers, it’s important to look at:

• Net cost: cost of attendance – financial aid package = how much you will have to pay
• Out-of-pocket cost: cost of attendance – gifted aid = true cost of college

Gifted aid refers to financial aid that students receive that they don’t have to pay back, including scholarships, grants, and work-study programs. Out-of-pocket cost, on the other hand, takes into account any student loan debt that students will need to pay back after college.

Essentially, the out-of-pocket cost is the true cost of attending college, while gifted aid reduces the cost burden for students. When comparing financial aid packages, it’s important to look at both gifted aid and the out-of-pocket cost to understand the full financial picture.

Steps for comparing financial aid offers

1. Calculate the total cost of attendance at each school, including tuition and fees, room and board, books and supplies, transportation, and other expenses.

2. Subtract the total amount of gift aid (such as scholarships and grants) from the total cost of attendance to determine the net price of each school.

3. Consider the types and amounts of aid offered, including grants, scholarships, loans, and work-study. Pay attention to the terms and conditions of each type of aid, such as whether it needs to be repaid, whether it is renewable, and what the requirements are to maintain it.

4. Factor in your own financial situation and ability to pay for college. Consider how much you and your family can contribute towards the cost of attendance, as well as any outside scholarships or financial aid you may be receiving from other sources.

5. Compare the net price of each school and the types and amounts of aid offered to determine which school is the most affordable and offers the best financial aid package for your needs.

Do this for each school and then compare the results.

Keep in mind:

• Take out loans only as needed since loans can be more expensive in the long run and result in unnecessary debt
• Federal loans are generally less expensive and more flexible than private loans
• A bigger financial aid package made up mostly of loans may turn out to be more expensive in the long run than a smaller package of mostly grants or scholarships
• Be aware of how much will need to be paid back when comparing financial aid packages.
• Winning outside scholarships may affect financial aid packages offered
• If you reject part of the financial aid package (ex: loans), that won’t increase other parts of the package (ex: grants)

Further reading:

Comparing School Aid Offers

Next Steps

Financial aid is only one piece of the puzzle when it comes to your college decision, but it can be a big part, so take your time when looking through offers from schools.

Once you make your decision:

1. Formally accept the award offer from the school of your choice

Formally accepting the award offer from the school of your choice is important because it secures your spot and guarantees that the financial aid package will be applied to your tuition and fees.

2. Decline offers from other schools

It’s important to decline offers from other schools to allow other students who may need financial aid to have a chance at receiving the funds.

3. Complete any additional paperwork

Besides the FAFSA, completing any additional paperwork, such as loan applications, is crucial to ensure that all necessary steps are taken to secure the financial aid package and prevent any delays or issues with tuition payments.

Make sure you accept or decline offers by the deadline given!

Appeal process

If you find that the financial aid package you have received is not sufficient for your needs, you have the option to appeal the decision. The appeals process typically involves submitting additional documentation that was not included in your original application, such as a change in financial circumstances or extenuating circumstances that were not previously disclosed.

It is important to note that not all schools have an appeals process and those that do may have different requirements and deadlines, so it is important to research the specific guidelines for each school. Additionally, the appeal process does not guarantee additional financial aid, but it is worth exploring if you believe that your initial offer does not accurately reflect your ability to pay for college. You can find out more about the appeal process here.

Sources:

Understanding Your Financial Aid Award Letter | Investopedia

When Will I Get My Financial Aid Award Letter? | CollegeAve

How to Read Your Financial Aid Award Letter | CollegeAve

Guide to Financial Aid Award Letters | FastWeb

Guide to Financial Aid Award Letters | FinAid.org

Need more personalized recommendations?

The above tips and recommendations are broad strokes on College Prep. If you have further questions, feel free to contact us for a personal consultation. We look forward to helping you.

About MathTowne

MathTowne is a locally-based tutoring resource. We are here to support students through the key phases of their academic journey: middle school, the transition to high school, all four years of high school, and college preparation. Our staff has years of experience in creating personalized lesson plans for all of our students.

Navigating the world of financial aid can be overwhelming, but understanding your award letter is a crucial step in making informed decisions about paying for college.

The award letter is a document that outlines the types and amounts of financial aid a student is eligible to receive for an academic year. It is issued by the college or university the student plans to attend and takes into account the student’s family’s financial needs.

The letter breaks down the different forms of financial aid available, such as scholarships, grants, loans, and work-study programs, and the amount of funding each offer. The goal of the award letter is to help bridge the gap between the cost of attending the school and what the student and their family can afford to pay.

Important Terms:

1. Cost of Attendance (COA):

This is the estimated total cost of attending the school for one full school year and includes tuition and fees, room and board, books and supplies, transportation costs, and personal expenses. This is essential for determining how much financial aid is needed to cover the gap between the COA and what a student and their family can afford to pay. Different schools may have different estimated COA figures, so make sure to compare them carefully when considering financial aid packages.

2. Expected Family Contribution (EFC):

This is how much financial aid a student is eligible for based on their family’s financial needs. The lower the EFC number, the less money the student’s family is able to pay for school, and the more financial aid the student is able to receive. EFC is calculated using a formula that takes into account the student’s family income, assets, and other factors.

3. Financial Need (COA – EFC = Financial Need):

This is the difference between a student’s ability to pay for college and how much it costs to attend. After subtracting the expected family contribution (EFC) from the cost of attendance (COA), the resulting amount is the financial need, which determines the amount of financial aid a student is eligible to receive.

Your award letter will offer you a financial aid package based on your eligibility. This may include multiple financial aid sources, such as grants, work study programs, and loans. The award letter goes over how much money you can expect to receive from each source.

Am I Eligible for Financial Aid?

Financial aid eligibility is determined by the FAFSA (Free Application for Federal Student Aid). This application is used by the federal government, states, colleges, and universities to determine a student’s eligibility for financial aid.

You must fill out this application for each year you are in school, which will determine if you qualify for financial aid for that year, and if so, how much. The application is free, and students can either fill out the online application from the US Department of Education or mail in a physical application.

To complete the FAFSA application, you will need to provide information about your family’s income, assets, and other financial information. The application can be time-consuming, but it is important to complete it accurately and on time to ensure eligibility for financial aid.

It is important to note that the FAFSA application has an annual deadline, typically on June 30th. Students should check with their school or state for specific deadlines, as they may vary. It is recommended to complete the FAFSA as soon as possible after it becomes available on October 1st to increase your chances of receiving financial aid.

In addition to federal financial aid, some states and colleges also use the FAFSA to determine eligibility for their own financial aid programs. Students should check with their school’s financial aid office and their state’s higher education agency to learn about additional financial aid opportunities.

Financial Aid Sources

There are 4 main sources of financial aid:

1. Grants:

Grants are a type of financial aid that does not have to be repaid and are typically awarded based on the student’s financial need as determined by the FAFSA. Grants can come from the federal government, state governments, or individual colleges and universities. They can cover some or all of a student’s tuition and fees.

2. Work-Study Programs

Work-study programs may be included in the financial aid award letter as a form of financial aid that allows the student to work on or near campus to help cover the cost of attendance. Students are typically awarded a specific amount of money they can earn through work each semester. These programs can also provide valuable work experience in addition to offsetting the cost of tuition and other expenses.

3. Student Loans:

Student loans are a form of financial aid that must be paid back with interest. They may be included in the financial aid award letter and can come from either the federal government or private sources such as banks, credit unions, or private organizations. It is important to carefully consider the terms and conditions, such as interest rates and repayment options, of any loan before accepting it to ensure that it can be repaid in a timely and manageable manner.

4. Scholarships:

Just like grants, scholarships are a type of gifted aid that does not have to be repaid. Here are a few common types:

• Merit-based scholarships

These scholarships are awarded based on academic achievement, athletic ability, leadership skills, or other factors that demonstrate your potential as a student. They may be awarded by the college or university, private organizations, or government agencies. Students are automatically considered for merit-based scholarships when applying through the Common App, though you can also apply for more.

• Need-based scholarships

These scholarships are awarded based on financial need. To be considered for these scholarships, you’ll need to submit the Free Application for Federal Student Aid (FAFSA), which will determine your Expected Family Contribution (EFC). The lower your EFC, the more need-based aid you may be eligible to receive.

• Institutional scholarships

These scholarships are offered by the college or university you plan to attend. They may be based on merit or need, and the amount may vary depending on the school and the student’s qualifications.

• Outside scholarships

These scholarships are offered by private organizations, foundations, or businesses. They may have specific eligibility criteria and application requirements, such as submitting an essay or participating in a community service project.

When reading your award letter, pay attention to the TYPE of financial aid that is being offered to you as well as any terms and conditions so that you know what to expect.

When Should You Receive Your Award Letter?

If approved by FAFSA, each school that accepted you will send you a financial aid award letter. You should receive this letter in early to mid-April after you receive your acceptance letters from schools.

When you receive your award letter, pay attention to the total cost of attendance for the school and the total amount of financial aid being given.

Make sure you understand:

Additional costs (beyond tuition)

There may be other costs associated with attending college that are not covered by financial aid such as housing, textbooks, transportation, and personal expenses. It’s important to factor in these costs when deciding which college to attend and to make a budget plan to manage them. Some schools may offer financial assistance for these expenses, so be sure to ask your financial aid office about any available resources.

Scholarship terms

What are the terms of the scholarship? What are your responsibilities to maintain it? For example, a school may offer a larger amount of aid but require the student to maintain a higher GPA or participate in a specific program, which may not be feasible for all students. You should also be aware of whether a scholarship is renewable and with the same amount every year, or a one-time award. This information should be clearly stated in your financial aid award letter.

Work-study programs

It is important to ask questions such as:

1. What jobs are available?

2. Are they on or off campus?

3. What is the compensation?

4. How do I apply and be accepted into a work-study program?

Some work-study jobs have limited availability and may not cover all of your expenses. Other work-study programs may require a certain number of hours worked per week or have specific job duties. Make sure that the work-study program is manageable alongside your academic workload.

Loan terms

While student loans can be a helpful resource to finance your education, it’s crucial to understand the potential long-term consequences of taking on debt.

You should be aware of the interest rates and additional fees associated with the loan. The interest rate will determine how much extra you will have to pay on top of the loan amount over the life of the loan. Additionally, some loans may have origination fees or other charges that can add up over time.

Take note of when the repayment of the loan will begin and how much your monthly payments will be. Depending on the type of loan, repayment may not begin until after graduation or may be required while you are still in school. Getting a clear understanding of these terms will enable you to plan accordingly and avoid defaulting on your loan.

Finally, you should be aware of any options for loan forgiveness or income-driven repayment plans. These can be helpful tools to manage your debt and ensure that you are not burdened with unmanageable payments after graduation.

Overall, when reviewing your financial aid award letter, it’s essential to pay attention to all of the types of financial aid being offered and their terms and conditions.

Conclusion

If you have any questions or concerns about your financial aid award letter, you can check out the school’s website or contact the financial aid office at the school for clarification. They can provide information on how to accept or decline the awards offered, as well as provide guidance on additional funding options if needed.

Receiving a financial aid award letter can be an exciting and relieving moment for students and their families. By understanding the different types of financial aid and how to compare and evaluate award letters, you can make informed decisions about which school to attend and how to manage your expenses while in college.

Look at De-Mystifying the Financial Aid Award Letter: Part 2 for more information on what to do after you receive your award letter and how to choose the best financial aid package for you.

Sources:

Understanding Your Financial Aid Award Letter | Investopedia

When Will I Get My Financial Aid Award Letter? | CollegeAve

Guide to Financial Aid Award Letters | FastWeb

Guide to Financial Aid Award Letters | FinAid.org

Need more personalized recommendations?

The above tips and recommendations are broad strokes on College Prep. If you have further questions, feel free to contact us for a personal consultation. We look forward to helping you.

About MathTowne

MathTowne is a locally-based tutoring resource. We are here to support students through the key phases of their academic journey: middle school, the transition to high school, all four years of high school, and college preparation. Our staff has years of experience in creating personalized lesson plans for all of our students.